Share Secured

Loans

Looking for the lowest loan rate? By simply using your shares as collateral, you receive an annual percentage rate only 3% over the share rate. You may use the following as collateral.

•  Prime Share Account - A variable rate is available equal to the Tier 2 Prime Share dividend rate plus 3 percent.

•  Term Share Account (Certificate) - A fixed rate is available equal to the rate of the pledged Term Share Account (Certificate) plus 3 percent

Credit Cards

A Share Secured Credit Card will help you build or in some cases rebuild your credit rating. If you're trying to improve a good credit history or struggling to overcome less than perfect credit experiences, a Share Secured Credit Card can help.

A Share Secured Credit Card will give you the opportunity to establish good credit with the convenience of a Langley VISA Select Platinum Card while securing money in your savings account. Minimum credit limit of $500 and a variable rate based on prime.

Apply For A Secure Loan

Apply online

Apply by phone  |  Apply at a branch

Apply For A Secure Credit Card

Apply online

Apply by phone  |  Apply at a branch

For more information, please call the LFCU Contact Center at 757-827-EASY, 800-588-EASY, or email the LFCU Loan Department

Explore eServices

L@ngley Link eServices provide immediate access to your Langley Federal Credit Union accounts electronically in three convenient ways: personal computer, mobile cell phone, and touch-tone telephone (CHIPS).

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* Maximum withdrawal amount is $600 a day.