Term Share Accounts (Certificates)
A Langley Federal Credit Union Term Share account (Certificate) is a low risk way to invest your money. Langley offers very competitive rates with terms from 1 month to 60 months.
Minimum Balance:
From $1,000 to $100,000 as determined by term and rate.
Deposits:
No additional deposits are permitted during the term of the Term Share account (Certificate). Dividends may be posted back into the Term Share account (Certificate) or deposited to any Langley Prime Share, Super Share or Checking account on which the member's name is listed.
Withdrawals:
Withdrawals prior to maturity are subject to a penalty. The Term Share account (Certificate) must be redeemed if the balance falls below the minimum balance.
Available Terms:
Can be found on the online rate sheet.
Dividend:
The dividend rate is fixed for the term of the Term Share account (Certificate) and can be found on the online rate sheet.
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