Premier Membership

Now, it's easier to qualify for Premier Membership!

Enjoy Signature and Vehicle Loan rate reductions, Term Share Account (Certificate) rate increases, FREE Checks, FREE Bill Payment* and ten other free benefits.

3 EASY Ways To Qualify

  1. An LFCU Checking Account with Direct Deposit AND an LFCU Credit or Debit Card AND a combined total of at least $10,000 in savings (excludes Checking Account balances) OR a combined total of at least $1,000 in savings (excludes Checking Account balances) AND a combined total of $10,000 in loans (excludes Student Loans).

    -or-

  2. A combined total of at least $25,000 in savings (excludes Checking Account balances) AND an LFCU Checking Account with Direct Deposit.

    -or-

  3. A combined total of at least $50,000 in savings (excludes Checking Account balances).

The Benefits of Premier Membership

Loan Rate Reductions**/***

  • A discounted annual percentage rate is available on new Signature and Vehicle Loans.
  • An annual percentage rate of "Prime" is available on new Home Equity Lines of Credit with a Loan to Value (LTV) of 80% or less.

Term Share Account (Certificate) Rate Increases**/****

  • As a Premier Member, you will receive a .10% dividend rate increase on new Term Share Accounts (Certificates).

Additional Free Benefits

Checks (limit 2 free boxes up to the $17 level per calendar year).

Safe Deposit Box Special Pricing.

Account Printouts.

Counter Checks.

Credit/Debit/ATM Card Replacement.

Fax Transmissions (local only).

Money Orders.

Photocopies***

Domestic Traveler's Cheques.

Domestic Wire Transfers.

Funds Transferred by Phone.


 

* Payments returned due to non-sufficient funds will incur a $30 fee each time the payment attempts to clear the subscriber's account. Checking account required. Membership eligibility required.
** Cannot be combined with any other offer. Floor rates apply to all loans.
*** Some restrictions apply.
**** Term Share Account (Certificate) rate increases do not apply to IRAs.