Mortgage Rates

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The eMortgage Center is the fastest and easiest way for you to complete your mortgage loan application. For a Home Equity Line of Credit (HELOC), click here.

Fixed Rates  ·  Mortgage Rates VA
Second Mortgage Rates  ·  Home Equity Line of Credit
Home Loan Payment Relief
Lot Loans  ·  Construction Loans

Fixed Rates

  • 10 Year Fixed
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    LTV
    Maximum Loan Amount
  • Notes

  • 15 Year Fixed
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    LTV
    Maximum Loan Amount
  • Notes

  • 20 Year Fixed
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    LTV
    Maximum Loan Amount
  • Notes

  • 30 Year Fixed
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    LTV
    Maximum Loan Amount
  • Notes


Mortgage Rates VA

  • 15 Year VA
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    LTV
    Maximum Loan Amount
  • Notes
    * With full entitlement.

  • 30 Year VA
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    LTV
    Maximum Loan Amount
  • Notes
    * With full entitlement.


Home Loan Payment Relief

  • 3/1 HLPR*
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    CAPS
    Margin
    Maximum Loan Amount
    LTV
  • Notes
    APR may vary.
    * First Time Homebuyers. Private mortgage insurance (PMI) not required.
    These rates are available in VA.


Second Mortgage Rates

  • 5 Year Quick
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    Maximum Loan Amount
  • Notes

  • 5 Year Quick
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    Maximum Loan Amount
  • Notes

  • 6-10 Years
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    Maximum Loan Amount
  • Notes

  • 6-10 Years
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    Maximum Loan Amount
  • Notes

  • 11-15 Years
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    Maximum Loan Amount
  • Notes

  • 11-15 Years
    Interest Rate
    Origination Fee / Discount Points
    APR (Including points)
    Maximum Loan Amount
  • Notes


Home Equity Line of Credit

· 1st or 2nd Mortgage · From $5,000 to $417,000 · Available on LTV's up to 100% ·

· Closing costs paid by LFCU on Line of Credit in the local area of $15,000 or more with an initial advance of $10,000 or more. In this example if you did NOT take a $10,000.00 advance the closing costs would range from $341.00 to $531.00. · Visa Gold card ($5,000 - $20,000) available with Line of Credit ·

· This product is only available on properties in VA, MD, NC, & SC. APR may vary. Property insurance is required.
 For updated information and other details, please call the Contact Center.



Lot Loans



Construction Loans



To inquire about these and other special programs, or to find out about other products and services,
please call or write the LFCU Mortgage Department.