We and our partners use cookies and other tracking technologies to improve your online experience, help prevent fraud, deliver targeted ads, and support other business purposes. By visiting our site, you're agreeing to our Privacy Policy.

Summer's On Us

No Auto Loan Payments Until Fall2

Celebrating 90 years of serving our members, enjoy no auto payments until fall when you purchase a vehicle with Langley auto financing 6/17/2026-7/18/2026. Enjoy no payments for 90 days! free GAP coverage.

No down payments required!

Apply Now

Great Rates and Terms

Get a flexible rate and term to make your vehicle loan work for YOU.

No Payments For 60 90 Days

Secure your savings today and experience the luxury of no payments for 60 90 days! Drive now, pay later!

Fast-Track Your Auto Loan

Swing by a branch to collect your pre-approved check—no waiting, no hassle.

Apply Today

Fund Your Auto Purchase

Whether you're eyeing a brand-new model or a quality pre-owned vehicle, we have flexible loan options designed to fit your budget and get you on the road faster. Select the option that best fits your needs below.

New Auto Loans

Drive Home in Something New

Finance your new vehicle with confidence. Our competitive rates and flexible terms make it easy to get behind the wheel of the car you've been wanting.

Full financing available on model years 2024 and newer with rates as low as 5.49% APR and terms up to 84 months.

Apply

Used Auto Loans

Smart Savings on Your Next Ride

Get the value you deserve with our used car loan options, offering affordable rates and dependable financing to help you find the right fit for your budget

Fund up to the full cost of an older, higher mileage vehicle with rates as low as 5.49% APR and terms up to 84 months.

Apply
Auto financing rate and loan amount subject to approval based on credit and financial history. Looking for a better rate on an existing auto loan? Consider refinancing your auto loan.

Calculate Your Auto Payments

$
12 Months
Your estimated auto payment at 0 APR over 1 months: $0
Purchase Price $0
Term Length (Months) 52
Rate (APR) % 0.00%
Monthly Rebate - $0
Apply Today

Loan Terms and Rates

Vehicle Loans
New Car Loans
Term (Months) APR (As Low As)
12-36 5.49%
37-60 5.49%
61-66 5.49%
67-75 5.49%
76-84 6.49%
Used Car Loans (2024 and Older)
Term (Months) APR (As Low As)
12-36 5.49%
37-60 5.49%
61-66 5.49%
67-75 5.49%
76-84 6.49%
Refinance Promotion
Term (Months) APR (As Low As)
12-36 5.25%
37-60 5.25%
61-66 5.25%
67-75 5.25%
Apply Today
Auto Loan Guide

Download Your Free Auto Loan Purchase Guide

Ready to start your car buying journey but not sure where to begin? Download our guide and let us help you on this adventure!

Download

FAQs

Can I purchase a vehicle, model year 2021 or older?
Yes, our rates apply to all model years. Visit our rates page for more information.
Can I finance a vehicle I buy from an individual?
Yes, we will need to coordinate with the seller on any pay-off or title transfer.
How does being pre-approved before shopping for a used vehicle benefit me?
You have the comfort of knowing your interest rate and what you can afford.
Can I shop for a used vehicle at a non-participating dealer?
Yes, we will want to make sure the title is available.
I found a car in another state, can I still finance it with Langley?
Certainly, we will need a buyers order and the value of the car you're looking to purchase. In most cases, we can talk with the dealer and handle most of the transaction for you.
1

Rates shown are based on credit score of 780 or better and based on creditworthiness, so your rate may differ. Term for 5.49% APR is up to 36 months. Rates and terms are subject to change at any time without notice. A $25,000 loan at 5.49% for 36 months would have monthly payments of $755.

2

90-day payment deferral available on eligible auto, boat, and RV loans funded between June 17, 2026, and July 18, 2026; the final day to fund and qualify is Saturday, July 18, 2026. Interest accrues during the 90-day payment deferral period. Free GAP coverage available on eligible loans. Boat and RV purchases require a minimum 10% down payment. Example: A $25,000 auto loan at 5.49% APR (effective May 20, 2026, subject to change) for 60 months with $0 down requires 60 monthly payments of approximately $477. APR, down payment, and repayment terms may vary based on creditworthiness, loan term, collateral, and amount financed. Offer subject to change, extension, or termination without notice. Subject to credit approval, membership eligibility, and other lending requirements. Additional restrictions may apply.

*

APR (Annual Percentage Rate) is the annual cost of credit expressed as percentage of amount financed, including interest.