Credit Cards

Get Cash Back on Home Improvements

Home Improvement Visa Offer

Get 1% cash back

When you use your VISA Select or Platnium credit card. - OR -

Receive 2X rewards or 2X cash back

When you use your VISA Signature credit card at any of the following:

  •   Home Supply Warehouses

  •   Glass, Paint, & Wallpaper Stores

  •   Lumber & Building Materials Stores

  •   Hardware Stores

  •   Nurseries, Lawn & Garden Supply Stores

  •   Floor Covering Stores

  •   Drapery, Upholstery, & Window Coverings Stores

Offer ends May 31, 2016.

Offer excludes Essential VISA credit cards. Offer applies to consumer credit cards only.

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Traveling abroad?

Langley has the card that's right for you

Whether you're looking for a card with the lowest rate, or one that builds valuable reward points, or cash back in your pocket, look to Langley for the credit card that best meets your needs.

Langley Select VISA Platinum

Langley Select VISA Platinum As low as 7.25% APR*
Langley Select VISA Platinum offers you the lowest credit card rate available at Langley. It's a great choice if you maintain a balance each month. Enjoy the benefits of this low rate card for all of your purchases. See Card benefits.

Langley Select VISA Platinum

Benefits

Langley Select VISA Platinum
  • Cash advances

  • $1,000,000 travel accident insurance

  • Auto rental collision damage waiver

  • Warranty manager service

  • Travel & emergency assistance service

Langley Cash Back VISA Signature

Langley Cash Back VISA Signature As low as 9.25% APR*
Langley Cash Back VISA Signature offers 1% back on all purchases. The 1% credit is applied to your credit card balance and shown on your statement each month. See Card benefits.

Langley Cash Back VISA Signature

Benefits

Langley Cash Back VISA Signature
  • All the benefits of the Select VISA Platinum card plus...

  • $2,000 trip cancellation insurance

  • VISA Signature perks & benefits

  • Concierge services

Langley Rewards VISA Signature

Langley Rewards VISA SignatureAs low as 8.75% APR*
Langley Rewards Signature offers a reward point for each dollar spent. Redeem your rewards points at the CURewards Mall for merchandise, gift cards, airline tickets, vacation packages, and more! See Card benefits.

Langley Rewards VISA Signature

Benefits

Langley Rewards VISA Signature
  • All the benefits of the Select VISA Platinum card plus...

  • $2,000 trip cancellation insurance

  • VISA Signature perks & benefits

  • Concierge services

Transfer your high-rate balances and save!

Transfer your high-rate credit cards 4.99%APR*
NO FEE balance transfers thru July 31, 2016!**

With a single phone call, you can transfer your high-rate, non-Langley balances over to your NEW Langley VISA credit card.

1-866-820-3867

* Annual Percentage Rates (APR) are variable and determined by credit history.

** The introductory 4.99% APR applies to balance transfers between Jan. 15, 2016 and July 31, 2016. Offer applies to borrowers with a credit score of 670 or better depending on credit qualifications. The promotional rate is valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and will not apply for checks made payable to you, cash or to make payments toward amounts you owe Langley Federal Credit Union. You will need to make sure to continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment, as transfers may not be immediate. Langley will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 7.25% - 18.00% APR1. Payments will be applied to any balance at the lower rate before being applied to balances at the card's standard rate. If your payment exceeds the minimum payment due each billing period, we will apply the excess payment to balances with the highest APR before applying the excess payment to balances with the lower APR. The promotional APR for balances transferred will remain in effect for 12 months - after which time any unpaid 4.99% balance transfers will carry your card's standard rate of 7.25% - 18.00% APR1. Offer applies to consumer credit cards only. The minimum required to open an account is the purchase of a share in the Credit Union ($5).

1 Rates as of 12/15/15.