* Maximum withdrawal amount is $600 a day.
Looking for the lowest loan rate? By simply using your shares as collateral, you receive an annual percentage rate only 3% over the share rate. You may use the following as collateral.
• Prime Share Account - A variable rate is available equal to the Tier 2 Prime Share dividend rate plus 3 percent.
• Term Share Account (Certificate) - A fixed rate is available equal to the rate of the pledged Term Share Account (Certificate) plus 3 percent
A Share Secured Credit Card will help you build or in some cases rebuild your credit rating. If you're trying to improve a good credit history or struggling to overcome less than perfect credit experiences, a Share Secured Credit Card can help.
A Share Secured Credit Card will give you the opportunity to establish good credit with the convenience of a Langley VISA Select Platinum Card while securing money in your savings account. Minimum credit limit of $500 and a variable rate based on prime.
For more information, please call the LFCU Contact Center at 757-827-EASY, 800-588-EASY, or email the LFCU Loan Department