Savings Secured Loan

Looking for the lowest loan rate?

By simply using your savings as collateral, you receive an annual percentage rate only 3% over the savings rate.

You may use the following as collateral.

  • Savings Account - A variable rate is available equal to the last declared Tier 2 Savings dividend rate plus 3%.

  • Certificate - A fixed rate is available equal to the rate of the pledged Certificate plus 3%.

* Maximum withdrawal amount is $600 a day.