Mortgage Rates

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Effective date:

Please see 'NOTES' at the bottom this page for more information. Other rate and point options are available. Payment Examples are for illustrative purposes only. Your actual rate and APR will be determined when you apply.

Fixed Rate Mortgage loans up to $417,000

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Adjustable Rate Mortgage loans up to $417,000

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Adjustable Rate Mortgage loans up to $300,000

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Adjustable Rate Mortgage loans up to $750,000

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Home Equity Fixed Rate Mortgage loans up to $417,000

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Home Equity Line of Credit

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· 1st or 2nd Mortgage · From $5,000 to $417,000 ·

· Closing costs paid by Langley on Line of Credit in the local area of $15,000 or more with an initial advance of $10,000 or more. In this example if you did NOT take a $10,000.00 advance the closing costs would range from $341.00 to $531.00. ·

· This product is only available on properties in Virginia and North Carolina. APR may vary. Property insurance is required.

FHA Mortgage loans up to $417,000

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VA Mortgage loans up to $417,000

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To inquire about these and other special programs, or to find out about other products and services,
please call or write the Langley Real Estate Department.

NOTES:

  • All rates and points are subject to change at any time.

  • APR (Annual Percentage Rate) is the annual cost of credit expressed as percentage of amount financed, including interest, points, and all pre-paid expenses as regulatorily authorized.

  • Rates exclude Condo's, Investment Properties, and HARP Loans.

  • Payment examples are principal and interest only, and do not include taxes, insurance, or mortgage insurance.

  • LTV means 'Loan to Value'.

  • 30 day lock-in on all loans.

  • Other lock-in options are available.

  • Some loan programs allow for second homes and/or investment properties.

  • Pre-Qualification — Langley will provide a letter stating a maximum loan amount and interest rate the buyer would qualify for based on preliminary information.