Start or Change Direct Deposit


Want an early pay day?

Members who use Direct Deposit with their Smart Checking account will now typically see their payroll deposited as much as 2-3 days early.

We've changed our processing of these deposits to credit them to our member's accounts upon receipt from participating employers.


Direct Deposit is the safest way to deposit your net pay, Social Security, pension, or other regular checks into your credit union account.

Important notice for Federal benefit recipients

Are you getting Social Security, VA or other federal benefits by paper check? You are required by the U.S. Department of the Treasury to switch to electronic payments by March 1, 2013.

For more information, visit

Setting up Direct Deposit with Langley Federal Credit Union is easy, but your employer may have special requirements — for instance, your employer may use a custom form, may require a signature from the credit union, or may only require a voided check! You should ask your employer first if he or she has particular requirements. The following example is meant to show you how easy it can be to set up or change Direct Deposit with LFCU.

Step 1:

To start a Direct Deposit into your LFCU account — or to change a Direct Deposit from one LFCU account to another LFCU account — you'll need to know the LFCU account number into which the deposit should go.

To deposit directly to your checking account, locate the 12-digit checking account number on the bottom of your LFCU checks and enter that on the form. To deposit into your S1 savings account, just provide your 3-6 digit member number. If your savings account has a decimal (S1.1 or S1.2), simply replace the S and the decimal point with a zero.

Examples for Member Number 999999

To deposit into... Use...

Your checking account

... the 12-digit number on the bottom of your checks

Your S1 savings account

... your member number (e.g. 999999)

Your S1.1 savings account

... replace S and . with 0 (e.g. 9999990101)

Your S1.2 savings account

... replace S and . with 0 (e.g. 9999990102)

Step 2:

When you know the LFCU account number into which you want your checks deposited, complete one of the following:

  • For recipients of a government payroll
    If you receive paper checks for Social Security, VA Compensation, Military Active Duty or Retired service, visit for instructions.
  • For all other company payrolls
    Talk to your payroll office. If your payroll office doesn't have a form or requires a form signed by LFCU, complete the LFCU Direct Deposit form (119k PDF file). Sign the form and deliver it to your payroll office. If you would like us to verify your account information before you submit it to your payroll office, please contact Support Services. Your payroll office can tell you when the Direct Deposit will take effect.