Mortgage Options Built for You

Whether you’re a first-time homebuyer or searching for your forever home, we have a home loan option that’s just the right one for you.

Fixed Rate Mortgage

Lock in an interest rate as low as 6.375%.Enjoy consistent payments for the entire term of your loan. Ideal for long-term planning and peace of mind.

Adjustable Rate Mortgage

Low initial rate as low as 6.875%.Flexibility to adapt to rate changes over time. Low closing costs and no PMI requirement.

Jumbo Mortgage

For homes that exceed conventional loan limits. Loans up to $1,500,000. For new home purchase or refinancing.

VA Mortgage

Dedicated to those who have served. Similar to a standard fixed rate mortgage with extra benefits added. Low rates and no down payment.

FHA Mortgage

A stepping stone to homeownership. Flexible credit requirements and lower down payments. Easier for first-time buyers to own a home.

First-Time Home Buyer

Designed to make your first home purchase as smooth as possible. Rates as low as 6.875% to help you embark on your homeownership journey.

Refinance Your Home

Lower your monthly payment, unlock equity or pay your home off faster. Take advantage of our quick and easy application process. Unlock rates as low as 5.875% on Fixed 30-Year mortgage refinance!

Estimate Your Monthly Mortgage Payment

Use our calculators to see how much you can afford, if it makes sense to refinance, what your potential monthly payment could be, and more.

HomeNow Grant Options

Langley's HomeNow grants make homebuying dreams a reality for many. We have several different available grants to help you earn up to $15,000 towards your purchase!

HomeNow First Time Home Buyer 2

  • Up to $12,500 grant for closing
  • 100% financing with no down payment required
  • No Private Mortgage Insurance (PMI)
  • Rates as low as 7.125%

HomeNow Community Partners 2

  • Up to $15,000 grant for closing
  • Active and retired military members, law enforcement firefighters, educators, and more!
  • Rates as low as 6.375%

Why Choose Langley?

Local Mortgage Experts

Local Mortgage Experts

Our mortgage loan officers are your neighbors, offering personalized, local expertise in the areas they live and serve.

Competitive Rates

Competitive Rates

Enjoy low rates and down payment options designed to make homeownership accessible and affordable.

Fast Pre-Qualifications

Fast Pre-Qualifications

Speed through the prequalification process with our efficient service, getting you closer to your dream home faster.

Title & Settlement Services

Title & Settlement Services

Benefit from streamlined title and settlement services for a smoother, more coordinated closing experience.

Serving VA, MD, and NC

Serving VA, MD, and NC

With a presence in Virginia, Maryland, and North Carolina, we’re here to support your mortgage needs across multiple states.

Ready for Your Dream Home?

Already have a mortgage in process?

1 APR=Annual Percentage Rate.

2 May only be available seasonally.