Compare our Accounts At a Glance

Strongest Option
MyDesign CheckingFree CheckingEssential CheckingPlatinum CheckingSpend Card
Monthly Fee$01$0$52$0$0
Eligible for Overdraft ProtectionN/A
Earning Opportunities
Customization Options
Eligible for Smooth Switch Line of Credit
MyDesign Checking
Monthly Fee$01
Eligible for Overdraft Protection
Earning Opportunities
Customization Options
Eligible for Smooth Switch Line of Credit
Free Checking
Monthly Fee$0
Eligible for Overdraft Protection
Earning Opportunities
Customization Options
Eligible for Smooth Switch Line of Credit
Essential Checking
Monthly Fee$52
Eligible for Overdraft Protection
Earning Opportunities
Customization Options
Eligible for Smooth Switch Line of Credit
Platinum Checking
Monthly Fee$0
Eligible for Overdraft Protection
Earning Opportunities
Customization Options
Eligible for Smooth Switch Line of Credit
Spend Card
Monthly Fee$0
Eligible for Overdraft ProtectionN/A
Earning Opportunities
Customization Options
Eligible for Smooth Switch Line of Credit

Digital Banking

Bank on your schedule with 24/7 access to your accounts through Langley’s mobile app and online banking.

Card Controls

Take charge with real-time card controls that let you turn your card on or off, set limits, and stay secure.

Account Alerts

Stay a step ahead with customizable alerts that keep you informed about balances, deposits, and more.

Digital Issuance

Get Your New Card Instantly

No more waiting for your card to arrive by mail. With instant digital card issuance, you can access your new debit or credit card immediately after approval. Simply add it to your digital wallet—like Apple Pay® and Google Pay™—and start making secure purchases online or in-store right away. Fast, convenient, and designed to keep up with your life. Learn More.

Available on:

Find the Checking Account That Fits You.

Whether you're looking for zero fees, premium benefits, or a fresh start, Langley has a checking solution built for you. Compare our checking accounts and choose the one that suits your lifestyle best.

MyDesign Checking

Break free from generic banking.

Best For: Account personalization

Our most rewarding and flexible checking account, designed by you. Take control and customize your rewards and benefits for free, or go All-In and get one of the most powerful checking accounts in the nation.

  • Customize your features with rewards, savings, and card control options tailored to your needs.

  • Enjoy waived out of network ATM fees and waived check ordering fees, so you keep more of your money.

  • Go All-In and receive all of the benefits at once in a super-charged checking option for only $9.95/month.

Open Online Learn More

Free Checking

Our simplest checking option. No strings attached.

Best For: Everyday spending

The Free Checking option provides you a great place to store and spend your money. No hoops. No hassle. Just free, everyday banking that works for you.

  • No minimum balance and no monthly fees—simple, straightforward, and stress-free.

  • Get paid up to 3 days early with direct deposit for quicker access to your money.

Open Online Learn More

Essential Checking

Everyone Deserves Access to Great Banking

Best For: Rebuilding financial health

A fresh start for members who need a second chance at banking. Affordable and accessible while helping rebuild your financial standing. Get started in-branch today.

  • Low $5 monthly service fee, waived with usage of Digital Banking app or debit card activity.

  • Free access to budgeting and financial tools to stay on track with your goals.

Schedule Learn More

Platinum Checking

Keep more, pay less. Earn 2x the national average.

Best For: Higher balances

Ideal for higher balances with added protection and financial flexibility.

  • Earn monthly dividends at a rate of 0.75% APY 1 on balances of $10,000 or more.

  • Free overdraft transfers from linked Langley accounts.

Open Online Learn More

Spend Card

A perfect launch pad for new adults.

Best For: Parents or budgeters

A reloadable prepaid debit card for controlled spending. Perfect for budgeting or helping teens manage money.

  • Access to transaction limits and monthly limits with card controls in Digital Banking

  • Card is automatically declined for transactions that exceed your balance

Open Online Learn More

Monitor your spending and prevent fraud with Langley's Digital Banking App. We place everything you need to safeguard your debit card in one app. Enroll in Digital Banking or download Langley’s Mobile app now!

Enroll Now!
Get the Android App at the Google Play store. Get the Apple iOS App at the Apple Store

Not a Langley Member Yet?

Experience personalized service, better rates, and stronger community banking. At Langley, you are our top priority.


Join Langley

1 MyDesign Checking is a single customizable account with one option (Ride Rebate, Worry-Free, Steady Saver) available for free. The All-In Bundle (all three options) will be charged $9.95 monthly on the opt-in date.

2 Service charge will be reimbursed each month when you use your Langley debit card or log in to Digital Banking once every month

3 APR = Annual Percentage Rate. Product available only by opening at a Langley branch.