Which checking account is right for you?

LangleyPays Checking Smart Checking Platinum Checking Essential Checking
Credit Score 600+ 600+ 600+ 599 or Below
Dividend Rate 0.25% APY [1][2]
Earns 10¢ on Every
Debit Card Transaction
Monthly
Service Charge
$0 $0 $10[3] $5
Minimum Balance
Required
$0 $0 $10,000 $20 min. to Open
Access to 55,000+
Fee Free ATMs
Free Bill Pay,
Online & Mobile Banking
Free eStatements
Early Payday Deposits
Overdraft Protection
Eligible for Active Rewards
Free Checks

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  • [1] APY (Annual Percentage Yield) is a variable rate and may change after the account is opened; dividends compound monthly; fees may reduce earnings on your account.
  • [2] An average daily balance of $10,000 must be maintained for the dividend period to earn the stated APY.
  • [3] You can avoid the $10 monthly fee by maintaining an average daily balance of $10,000 or more.