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No Annual Fee
Save on your own terms. We won't ask you for any fees or minimums to enjoy your rewards.
Unlimited Cash Back
We won't limit your earnings. Earn unlimited cash back on all of your purchases.
Fixed Rate
Raise your earnings further by bundling with the MyDesign Checking Steady Saver or All-In and earn on balances up to
Cash Back, Your Way.
Get cash back where it matters most. Earn up to 5% cash back2 on a monthly category of your choosing when you opt-in in Digital Banking.
Apply TodayLimited Time Offer
Spend $3,000, Get $2003
Cardholders who spend $3,000 or more within the first 90 days of account opening get a $200 rebate directly into their savings account.
Apply TodayMember-Exclusive Perks
Porch Piracy Protection
Protect your purchases from the unexpected. Your Langley Visa comes with a host of features including porch piracy protection and more.
No Annual Fee
You won’t have to pay an annual fee for all the great rewards and benefits your Signature Cash Back Visa has to offer.
Rewards Straight Into Your Savings
Your Signature Cash Back Visa cash rewards are applied to your savings account and shown on your statement each month.
Extra Visa Rewards
Luxury hotels, rental cars, airport lounge access, and more
Ready to Get Started?
Apply Today Learn more about benefits
Card Controls
Control Your Credit Card with Ease
In Digital Banking and Langley's Mobile app, you can control your card, including:
- Lock or unlock your card if it is lost or stolen
- Set alerts and controls on transactions or card balance
- Set-up travel notices when you go on vacation
We place everything you need to safeguard your credit card in one app. Enroll in Online Banking or download Langley's Mobile app now!
Get StartedDigital Issuance
Get Your New Card Instantly
No more waiting for your card to arrive by mail. With instant digital card issuance, you can access your new debit or credit card immediately after approval. Simply add it to your digital wallet—like Apple Pay® and Google Pay™—and start making secure purchases online or in-store right away. Fast, convenient, and designed to keep up with your life. Learn More.
Available on:
Signature Cash Back Visa credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. Annual Percentage Rate (APR) for Signature Cash Back VISA is fixed, subject to approval. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.
For Langley Signature Cash Back Visa credit card holders only. 5% cashback rewards must be activated to earn cash back. 5% cash back eligible on gas & ev, home depot & lowes, or sporting goods based on cardholder's choice, posted 3/01/26 through 3/31/26, up to $100 in earnings. Cardholders must activate or change their 5% category by 11:59:00 PM EST on 3/31/26 to be eligible for cash back. 5% cashback rewards are added to your savings account and will be posted separately from your standard Signature Cash Back Visa rewards. Purchases made through third-party payment accounts, virtual wallets or similar technology will not be eligible if transaction details aren't available. Merchants are assigned a merchant category code (MCC) that Langley doesn't assign. Items may appear to fit in a rewards category but, the merchant may not have an assigned MCC in that rewards category. Offer valid 3/01/26 through 3/31/26.
To qualify for the $200 reward, new accounts only. Members must make $3,000 in net qualifying purchases within 90 days of account opening. Net qualifying purchases exclude returns, refunds, balance transfers, cash advances, and fees. Account must be open and in good standing at the time of bonus fulfillment. Limit one bonus per member. Once the purchase requirement is met, the bonus will be deposited into the member’s primary savings account. Bonus categories are determined by merchant category codes assigned by Visa. Membership required ($5 savings deposit). Subject to credit approval. Offer subject to change. Federally insured by the NCUA.

