Earn Cash Back 1
- 10% unlimited cash back on the category of your choice for the first 6 months!2 After that, earn 5% cash back each month. 3
- 3% unlimited cash back on gas
- 2% unlimited cash back on groceries & wholesale clubs
- 1% unlimited cash back on everything else
No Annual Fee
You won’t have to pay an annual fee for all the great rewards and benefits your Signature Cash Back Visa has to offer.
Rewards Straight Into Your Savings
Your Signature Cash Back Visa cash rewards are applied to your savings account and shown on your statement each month.
Free Access to Your Credit Score
With Langley, unlock complimentary access to check your FICO Score for free every month.
Porch Piracy Protection
Protect your purchases from the unexpected. Your Langley Visa comes with a host of features including porch piracy protection and more.
Control Your Credit Card with Ease
In Digital Banking and Langley's Mobile app, you can control your card, including:
- Lock or unlock your card if it is lost or stolen
- Set alerts and controls on transactions or card balance
- Set-up travel notices when you go on vacation
We place everything you need to safeguard your credit card in one app. Enroll in Online Banking or download Langley's Mobile app now!
Get Started
Instant issue is available by visiting a branch
Frequently-Asked Questions
Signature Cash Back Visa offers rates as low as 18.00% APR4.
You can apply for a Cash Back card and transfer the balance on approval.
Certainly! You are able to transfer any card balances to your Langley Visa in Online Banking or through Langley’s Digital Banking app. Learn how to transfer your balances here.
You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called “trailing interest”. Trailing interest is the interest charged when, for example, you didn’t pay your previous balance in full. When that happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest on purchases by paying your balance in full by the due date each month.
1 Signature Cash Back Visa credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.
2 For Langley Signature Cash Back Visa credit card holders who opened after July 1, 2024. 10% cashback rewards must be activated to earn cash back. 10% cash back eligible on home depot and lowes, automotive services, or dining based on cardholder's choice, posted 10/01/24 through 10/31/24, up to $100 in combined earnings. Cardholders must activate or change their 5% category by 11:59:00 PM EST on 10/31/24 to be eligible for cash back. 10% cashback rewards are added to your savings account and will be posted as a second posting separate from your standard Signature Cash Back Visa rewards. Purchases made through third-party payment accounts, virtual wallets or similar technology will not be eligible if transaction details aren't available. Merchants are assigned a merchant category code (MCC) that Langley doesn't assign. Items may appear to fit in a rewards category but, the merchant may not have an assigned MCC in that rewards category. Offer valid 10/01/24 through 10/31/24. Cash back reward will convert to 5% on selected monthly category after the sixth month of the card being opened. Only new cards are eligible.
3 For Langley Signature Cash Back Visa credit card holders only. 5% cashback rewards must be activated to earn cash back. 5% cash back eligible on home depot and lowes, automotive services, or dining based on cardholder's choice, posted 10/01/24 through 10/31/24, up to $100 in earnings. Cardholders must activate or change their 5% category by 11:59:00 PM EST on 10/31/24 to be eligible for cash back. 5% cashback rewards are added to your savings account and will be posted separately from your standard Signature Cash Back Visa rewards. Purchases made through third-party payment accounts, virtual wallets or similar technology will not be eligible if transaction details aren't available. Merchants are assigned a merchant category code (MCC) that Langley doesn't assign. Items may appear to fit in a rewards category but, the merchant may not have an assigned MCC in that rewards category. Offer valid 10/01/24 through 10/31/24.
4 Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).