Jumbo Mortgage Loans

Buying or refinancing a home is easy with a Jumbo Loan from Langley


Langley Mortgage offers competitive jumbo rates and personalized service to help you purchase a new home or refinance your current loan.

Benefits of a Jumbo Loan:

  • ✓ Purchase your home with as little as 15% down
  • ✓ Loans up to $1,500,000 with no Private Mortgage Insurance (PMI)
  • ✓ Flexible loan options including fixed and variable terms
  • ✓ Available for a new home purchase or refinancing your current loan
  • ✓ Earn a rebate up to $3,750 by using Langley Real Estate Services[2]
Current Jumbo Mortgage Rates
Term Rate APR[1]
Jumbo 5/5 ARM 5.500% 6.077%
Request More Information

Already have a mortgage application in process?

Visit the Langley Mortgage Center where you can complete an unfinished application or see the status of your submitted application.

Visit The Langley Mortgage Center

Frequently Asked Questions About Fixed Rate Mortgages

How long does the mortgage process take?

30 days for a purchase. 45-60 for a refinance. Exceptions can be made.

Can I talk with someone at Langley before I apply for a mortgage?

Yes, we have loan officers in several of our branches and two located in the mortgage department. Please call 757-827-7200 and ask to speak to a mortgage loan officer.

What do I need to apply for a fixed rate mortgage?
  1. W-2 forms for the last two years
  2. Current paystubs covering most recent 30 days
  3. For refinance, a copy of your homeowner's insurance policy.
  4. For refinance, a copy of your current mortgage statement(s).
  5. If self- employed or if you own rental property, the last two years' tax returns are required.
Do I need a realtor before I apply for a mortgage?

No, you can be preapproved before you start your new home search.

Is this mortgage only for primary residences?

No, we offer loans for second homes and investment properties.