Jumbo Mortgage Loans

Buying or refinancing a home is easy with a Jumbo Loan from Langley


Langley Mortgage offers competitive jumbo rates and personalized service to help you purchase a new home or refinance your current loan.

Benefits of a Jumbo Loan:

  • ✓ Purchase your home with as little as 15% down
  • ✓ Loans up to $1,500,000 with no Private Mortgage Insurance (PMI)
  • ✓ Flexible loan options including fixed and variable terms
  • ✓ Available for a new home purchase or refinancing your current loan
  • ✓ Earn a rebate up to $3,750 by using Langley Real Estate Services[2]
Current Jumbo Mortgage Rates
Term Rate APR[1]
Jumbo 30 Year Fixed 3.250% 3.270%
Jumbo 5/5 ARM 2.625% 3.375%
Jumbo 10/5 ARM 3% 3.314%
Jumbo 30 Year (Refinance) 3.375% 3.395%
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Frequently Asked Questions About Fixed Rate Mortgages

How long does the mortgage process take?

30 days for a purchase. 45-60 for a refinance. Exceptions can be made.

Can I talk with someone at Langley before I apply for a mortgage?

Yes, we have loan officers in several of our branches and two located in the mortgage department. Please call 757-827-7200 and ask to speak to a mortgage loan officer.

What do I need to apply for a fixed rate mortgage?
  1. W-2 forms for the last two years
  2. Current paystubs covering most recent 30 days
  3. For refinance, a copy of your homeowner's insurance policy.
  4. For refinance, a copy of your current mortgage statement(s).
  5. If self- employed or if you own rental property, the last two years' tax returns are required.
Do I need a realtor before I apply for a mortgage?

No, you can be preapproved before you start your new home search.

Is this mortgage only for primary residences?

No, we offer loans for second homes and investment properties.