Jumbo Mortgage Loans
Buying or refinancing a home is easy with a Jumbo Loan from Langley
Langley Mortgage offers competitive jumbo rates and personalized service to help you purchase a new home or refinance your current loan. Apply today and get pre-qualified with no impact on your credit score!
Benefits of a Jumbo Loan:
- ✓ Loans up to $1,500,000
- ✓ Flexible loan options including fixed and variable terms
- ✓ Available for a new home purchase or refinancing your current loan
| Current Jumbo Mortgage Rates | ||
|---|---|---|
| Term | Rate | APR1 |
| Jumbo 5/5 ARM | 6.625% | 6.654% |
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How long does the mortgage process take?
Can I talk with someone at Langley before I apply for a mortgage?
What do I need to apply for a fixed rate mortgage?
Do I need a realtor before I apply for a mortgage?
Is this mortgage only for primary residences?
Already have a mortgage application in process?
Log In to ResumeFrequently Asked Questions About Fixed Rate Mortgages
It typically takes about 30 days for a purchase. 45-60 for a refinance. Exceptions can be made.
Yes, we have loan officers available to help at any step of the mortgage process. Call 833-304-0471. We're open Mon-Friday 8:30 A.M. - 6:00 P.M.
- W-2 forms for the last two years
- Current paystubs covering most recent 30 days
- For refinance, a copy of your homeowner's insurance policy.
- For refinance, a copy of your current mortgage statement(s).
- If self- employed or if you own rental property, the last two years' tax returns are required.
No, you can be preapproved before you start your new home search.
No, we offer loans for second homes and investment properties.
1 5/5 Jumbo Adjustable Rate Mortgage (ARM) – 6.654% Annual Percentage Rate (APR) for the first year. The interest rate is current as of September 08, 2025. No Private Mortgage Insurance. Up to 85% Loan-to-Value (LTV) for purchases. Maximum loan amount is $806,500. After the initial 5 year fixed-rate period, your interest rate is subject to change—up or down—based on market rates at the time of reset and annually thereafter. Offer applies to borrowers with a credit score of 710 or better, depending on credit qualifications. All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice.The payment on a 30-year, $750,000, 5-year Adjustable-Rate Loan at 6.654% APR and 95% loan-to-value (LTV) is $4,802 for the first year. The rate is variable and can increase by no more than 2 percentage point(s) annually, with a lifetime maximum adjustment of 6%. Since the future index is unknown, the First Adjustment Payment is based on the current index plus a margin (fully indexed rate) as of the date above. After 5 year(s), the maximum payment is $5,833
* For properties in Virginia, Maryland and North Carolina only. Subject to credit approval. Insured by NCUA. NMLS # 402897