Jumbo Mortgage Loans
Buying or refinancing a home is easy with a Jumbo Loan from Langley
Langley Mortgage offers competitive jumbo rates and personalized service to help you purchase a new home or refinance your current loan.
Benefits of a Jumbo Loan:
- ✓ Purchase your home with as little as 15% down
- ✓ Loans up to $1,500,000 with no Private Mortgage Insurance (PMI)
- ✓ Flexible loan options including fixed and variable terms
- ✓ Available for a new home purchase or refinancing your current loan
- ✓ Earn a rebate up to $3,750 by using Langley Real Estate Services[2]
| Current Jumbo Mortgage Rates | ||
|---|---|---|
| Term | Rate | APR[1] |
| Jumbo 30 Year Fixed | 3.250% | 3.270% |
| Jumbo 5/5 ARM | 2.625% | 3.375% |
| Jumbo 10/5 ARM | 3% | 3.314% |
| Jumbo 30 Year (Refinance) | 3.375% | 3.395% |
Request More Information
How long does the mortgage process take?
Can I talk with someone at Langley before I apply for a mortgage?
What do I need to apply for a fixed rate mortgage?
Do I need a realtor before I apply for a mortgage?
Is this mortgage only for primary residences?
Frequently Asked Questions About Fixed Rate Mortgages
30 days for a purchase. 45-60 for a refinance. Exceptions can be made.
Yes, we have loan officers in several of our branches and two located in the mortgage department. Please call 757-827-7200 and ask to speak to a mortgage loan officer.
- W-2 forms for the last two years
- Current paystubs covering most recent 30 days
- For refinance, a copy of your homeowner's insurance policy.
- For refinance, a copy of your current mortgage statement(s).
- If self- employed or if you own rental property, the last two years' tax returns are required.
No, you can be preapproved before you start your new home search.
No, we offer loans for second homes and investment properties.
[1]APR=Annual Percentage Rate. 30-Year Fixed 3.250% (3.270% APR) - up to 75% LTV. The interest rate is current as of October 01, 2021. Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a $745,000, 30-year Fixed-Rate Loan at 3.250% (3.270% APR) is $3,199. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase of a single family dwelling.
[2]OFFER ONLY AVAILABLE IN HAMPTON ROADS. This rebate is for those who are not yet working with a realtor within the limited service area of Hampton Roads MSA. You must register here, prior to engaging a realtor, to receive the rebate. Conditions apply. The Rebate Offer is only open to new clients of our Realty Partners without a current or pre-existing relationship with the brokerage or agents of the brokerage. You must register to qualify. Once you register you will be contacted by our Realty Partner to confirm you qualify for the Rebate offer. The Rebate Offer may not be combined with other offers or incentives. The Rebate Offer is subject to change without notice.