Essential Checking

Everyone deserves a checking account.

Learn more about Spend 'n' Save

Essential checking is perfect for people working to improve their credit score. Get started on your path to financial success.

Our Langley Essential Checking Account, which requires direct deposit to open; is designed for members who may have not qualified for checking before, or are just starting to build their credit.

Essential Checking features:

  • Online Banking
  • Bill Payment
  • Mobile Banking
  • Debit Card
  • Early Payday Deposits (With Direct Deposit)
  • Over 55,000 ATMs

To set up direct deposit and open an Essential Checking account:

Schedule a Phone Appointment. Or Call 757-827-5328.

Early Payday Deposit

Members who have a Langley checking account and Direct Deposit may see their paycheck deposited up to three days earlier than other financial institutions!

$5 monthly service charge applies. Restrictions on the account include: No Service Center Access, No ATM deposits, No Online Banking ACH origination, and No Mobile Check Deposit capability. Check acceptance restrictions apply.

The Essential Checking account is only available to members within the limited service area of Hampton Roads MSA and Surry County, VA.