Individual Retirement Accounts (IRAs)
A smart foundation for any retirement strategy.
Getting Started
- Check out our rates on Money Market and Certificate IRAs
- Find the help you need in our Langley IRA Center
You might not know the difference between a Roth IRA and a traditional IRA, or a certificate IRA and a money market IRA, but we have the information and guidance you need to make the choice that is right for you.
Our IRA Center is the perfect place to start learning about planning for retirement, IRA types, investment tips and more.
Money Market IRA Rates
| Traditional or Roth IRA | ||
|---|---|---|
| Minimum to Earn APY[3] | APY[3] | |
| $250,000 | 0.50% | Schedule an Appointment |
| $100,000 | 0.50% | Schedule an Appointment |
| $100 | 0.50% | Schedule an Appointment |
Certificate IRA Rates
Rates include an Active Rewards rate enhancement of 0.10%.
| Traditional or Roth IRA | ||
|---|---|---|
| Term | APY [1] | |
| 12 Month | 4.25% [2] | Schedule an Appointment |
| 18 Month | 4.50% [2] | Schedule an Appointment |
| 24 Month | 4.50% [2] | Schedule an Appointment |
| 30 Month | 4.50% [2] | Schedule an Appointment |
| 36 Month | 4.25% [2] | Schedule an Appointment |
| 48 Month | 4.25% [2] | Schedule an Appointment |
| 60 Month | 4.25% [2] | Schedule an Appointment |
[1] Annual Percentage Yield (APY). This APY is subject to change weekly, and is fixed for the term of the certificate.
[2] Traditional or Roth IRA: Minumum to open $500. A penalty may be imposed for early withdrawal from certificates.
[3] Money Market IRA: Minimum to open $100. The APY is subject to change monthly.
[2] Traditional or Roth IRA: Minumum to open $500. A penalty may be imposed for early withdrawal from certificates.
[3] Money Market IRA: Minimum to open $100. The APY is subject to change monthly.
Langley Rates effective as of April 28, 2023.