Business Certificates

The ideal way to earn more


Langley Business Certificates are an ideal way to earn more dividends on your funds. We offer very competitive rates with terms from 3 month to 60 months, and with minimum balances from $1,000 to $100,000 as determined by term and rate.

Schedule an appointment Call 757-827-5328 for information


Current Certificate Rates

Rates include an Active Rewards rate enhancement of 0.10%.

Term APY [1]
3 Month 0.75% [3]
6 Month 1.50% [3]
12 Month 4.25% [2]
13 Month 5.30% [2][4]
18 Month 4.50% [2]
24 Month 4.50% [2]
30 Month 4.50% [2]
36 Month 4.25% [2]
48 Month 4.25% [2]
60 Month 4.25% [2]
[1] Annual Percentage Yield (APY). Dividends compound monthly. Penalty for early withdrawal. Some restrictions apply. Rate subject to change.
[2] Minimum to open is $500.
[3] Minimum to open is $100.
[4] Annual Percentage Yield of 5.30% for a 13-Month Certificate. The minimum balance to open the certificate is $500. No maximum deposit. Includes IRA Certificates. The minimum to open the IRA certificate is $500. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. New money is defined as funds not currently on deposit with Langley Federal Credit Union. If all your money is already at Langley, rest assured, you are still eligible for this promotion if you have direct deposit of your net pay to a Langley checking account. Direct deposit of net pay is defined as member’s current net pay deposited into a Langley checking account. Direct deposit must be set up prior to certificate account opening. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.