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Business Certificates
The ideal way to earn more
Langley Business Certificates are an ideal way to earn more dividends on your funds. We offer very competitive rates with terms from 3 month to 60 months, and with minimum balances from $1,000 to $100,000 as determined by term and rate.*
Schedule an appointment Call 757-827-5328 for information
Current Certificate Rates
| Term | APY 1 |
|---|---|
| 3 Month | 0.90%2 |
| 6 Month | 1.90%2 |
| 11 Month | 3.90%,4 |
| 12 Month | 3.45%3 |
| 18 Month | 3.45%3 |
| 24 Month | 3.30%3 |
| 30 Month | 3.30%3 |
| 36 Month | 3.35%3 |
| 48 Month | 3.35%3 |
| 60 Month | 3.40%3 |
Annual Percentage Yield (APY). Dividends compound monthly. Penalty for early withdrawal. Some restrictions apply. Rate subject to change.
Minimum to open is $100.
Minimum to open is $500.
Annual Percentage Yield of 3.90% and dividend rate of 3.83% for a 11 Month Certificate. The minimum balance to open the certificate is $500. Maximum deposit of $250,000. Includes IRA Certificates. Dividends compound monthly. A penalty will be imposed for early withdrawal. See Account Disclosures for penalty amount and calculation method. Some restrictions apply. Rate subject to change prior to account opening. Additional deposits are not permitted. New money required. "New Money" is defined as funds not currently on deposit with Langley Federal Credit Union. Fees may reduce earnings on the account. Promotional certificate limited to one (1) per member. Limited time offer. $5 deposit to Langley savings account required for membership. Insured by NCUA. Rate effective as of May 06, 2026.
New Money required to fund. "New Money" is defined as funds not currently on deposit with Langley Federal Credit Union. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.
*Offer applies to members with a credit score of 600 or better depending on credit qualifications.