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National Credit Union Administration (NCUA)
Established by Congress in 1970, The NCUA regulates and charters the nation's federal credit unions. In addition, NCUA insures state chartered credit unions to insure member share accounts at federally insured credit unions, the National Credit Union Share Insurance Fund is similar to deposit insurance coverage provided by the Federal Deposit Insurance Corporation (FDIC). Langley Credit Union is proud to be federally insured by the NCUA and provide our members' funds the backing of the full faith and credit of the United States Government.
Your Funds are Insured
All funds deposited into a share account at Langley Credit Union are automatically insured by the NCUA up to $250,000.
What Counts as a Share?
A "share account" is an account where your money is deposited into and held by the credit union, whether immediately accessible (checking, savings) or not (certificate accounts, IRAs). With these accounts, your money enters the credit union's systems and is entrusted to be held securely on your behalf. At Langley Credit Union, the following products are deemed share accounts and are automatically insured:
Certificates
Essential Checking
Free Checking
High Yield Savings
Holiday Savings
IRA Certificates
Langley Saves
Money Market IRA
Money Market Savings
MyDesign
Platinum Checking
Platinum Money Market Savings
Savings
Spend Card