Let your Money Work For You

Get the most out of your savings by putting your money in the smartest savings account available.

Enjoy Higher Rates

Grow your money faster with 3.80% APY on balances up to $25,000 when you enroll in eStatements.

No Fees, No Minimums

Save on your own terms. We won't ask you for any fees or minimums to help you grow your savings.

Earn More with MyDesign

Raise your earnings further by bundling with the MyDesign Checking Steady Saver or All-In and earn on balances up to $50,0002.

New Members Earn 3.80% 5.00% APY3

On High-Yield Savings balances for 3 months after account opening.

Join Langley Offer available exclusively to new members who join
between 10/1/2025 and 12/31/2025

Calculate your Savings

See how a High-Yield Savings Account can help your money grow on its own.

Your estimated dividends at 3.80% APY over 1 Year(s) are: $0
Initial Deposit $0
Monthly Deposits + $0
Dividend Rate Maximum $25,000
Earnings Below Max + $0
Earnings Above Max + $0
Total Account Value $0
Open Today
The High-Yield Savings Account earns dividends on balances up to $25,000 at 3.80% APY. Balances over $25,000 earn 0.05% APY. Earn 3.80% on average daily balances up to $50,000 in the High-Yield Savings when the MyDesign Checking Steady Saver requirements are met. Balances over $50,000 earn 0.05% APY. MyDesign Checking Steady Saver requires enrollment in eStatements and qualifying checking designation to maintain benefits. A "qualifying checking account" is defined as the checking account where your entire paycheck is deposited and from which your monthly bills are paid.

Earn up to $1900 per year with MyDesign Checking Steady Saver

High-Yield Savings account holders who open a MyDesign Checking account and add on the Steady-Saver option or go All-in can earn 3.80% APY on balances up to $50,000.

We did the math for you. At 3.80% APY, That's $1900 per year.

Learn More

FAQs

What is the difference between a Savings Account and a High-Yield Savings Account and which should I use?
At a credit union, a Savings Account with a minimum deposit serves as your share in the organization and is required for basic membership. A Savings Account will earn dividends that are deposited straight back into the account based on your interest rate. Langley's Savings Account has a current interest rate of 0.05% APY on balances greater than $100. The minimum balance required in your Savings Account for membership at Langley is $5.

A High-Yield Savings Account is not required for membership but benefits members with a higher interest rate of 3.80% APY, and therefore larger dividends. Members can only withdraw from their High-Yield Savings one (1) time per calendar month. If a member does withdraw more than once, they forfeit their higher interest rate for the month in which they over-withdraw and will earn a rate of 0.05% APY instead. Members must have eStatements enabled to receive the High-Yield Savings rate.

Curious how much you can earn? Calculate your savings.
How do I turn on eStatements?
  1. Log in to Digital Banking
  2. Click the Documents and Statements Tab
  3. Click the toggle switch to choose Online Statements only
How many withdrawals can I make?
To earn 3.80% APY, you must limit your withdrawals to one per month. Any further withdrawals will reduce your rate to 0.05% APY for that month.
How do I set up automatic transfers?
  1. Login to Digital Banking on either the desktop version or the mobile app.
  2. Navigate to "Transfers & Loan Payments" from your dashboard (referred to as "Transfers" in Mobile Banking). Click here for more information.
  3. Click the toggle switch to choose Online Statements only
Are my funds insured?
Yes! Funds deposited at Langley are insured up to $250,000 by the National Credit Union Administration (NCUA). To learn more about how your funds are insured, click here.
1

Annual Percentage Yield. Dividends are calculated by the average daily balance. This is a Tiered Rate account. Earn 3.80% APY on average daily balances up to $25,000. Earn 0.05% APY on the average daily balances exceeding $25,000. This account requires enrollment in eStatements and is limited to one withdrawal per month. If more than one withdrawal is completed in a month or you are not enrolled in eStatements, you will earn 0.05% APY on the entire balance. Limit one (1) High-Yield Savings account per member. Dividends compound monthly. $5 deposit to Langley savings account required for membership. Rates subject to change. Insured by NCUA.

2

The High-Yield Savings is a Tiered Rate account. Earn 3.80% APY on average daily balances up to $50,000 in the High-Yield Savings when the MyDesign Checking Steady Saver or All-In requirements are met. Balances over $50,000 earn 0.05% APY. MyDesign Checking Steady Saver and All-In require enrollment in eStatements and qualifying checking designation to maintain benefits. A "qualifying checking account" is defined as the checking account where your entire paycheck is deposited and from which your monthly bills are paid, and everyday purchases are debited. If all these requirements are not met, the High-Yield Savings earns 0.05% APY on average daily balances. If the eStatements requirement is met but the primary checking designation requirement is not met, the High-Yield Savings earns 3.80% APY on average daily balances up to $25,000 and 0.05% APY on average daily balances exceeding $25,000. The High-Yield Savings account is limited to one withdrawal per month. Fees can reduce earnings on the account. Limit one (1) High-Yield Savings account per member. Dividends compound monthly.

3

Annual Percentage Yield. Dividends are calculated by the average daily balance. This is a Tiered Rate account. Earn the 5.00% APY promotional rate on average daily balances up to $25,000 for the first 90 days after account opening. Earn 0.05% APY on the average daily balances exceeding $25,000. After 90 days, the rate will be updated to reflect Langley’s current High-Yield Savings rate at that point in time. This account requires enrollment in eStatements and is limited to one withdrawal per month. If more than one withdrawal is completed in a month or you are not enrolled in eStatements, you will earn 0.05% APY on the entire balance. Limit one (1) High-Yield Savings account per member. Dividends compound monthly. $5 deposit to Langley savings account required for membership. Rates subject to change. Insured by NCUA.

  

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