For immediate assistance, please call 800-826-7490 or 757-827-5328,
Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time
FHA Mortgage Loans
Low Down Payments with Langley
A FHA loan is a mortgage insured by the Federal Housing Administration,
an agency within the U.S. Department of Housing and Urban Development. Borrowers
with FHA loans pay for mortgage insurance and require a lower down-payment. The less
rigorous lending requirements make FHA loans popular with mortgage borrowers.
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*APR (Annual Percentage Rate) is the annual cost of credit expressed
as percentage of amount financed, including interest, points, and all pre-paid expenses as regulatorily authorized.
All rates and points are subject to change at any time.
Rates exclude Condo's, Investment Properties, and HARP Loans.
Payment examples are principal and interest only, and do not include taxes, insurance, or mortgage insurance.
LTV means 'Loan to Value'.
60 day lock-in on all loans.
Other lock-in options are available.
Some loan programs allow for second homes and/or investment properties.
Pre-Qualification — Langley will provide a letter stating a maximum loan amount and interest rate the buyer
would qualify for based on preliminary information.