Langley Commercial Loans

Expert, tailored lending solutions to meet your business objectives.


We provide up to $5,000,000 for Commercial Real Estate Mortgages and all other Term Loans and Lines of Credit.


Contact a Langley Business Lending expert today

Call Commercial Lending (757-224-4777)


We're here to serve and support you as your business grows

Commercial Real Estate

Available for purchasing and refinancing. Loan terms up to 15 years based on a 25-year amortization.

Term Loans

For purchasing of capital assets, such as

  • Vehicles and Equipment
  • Remodeling or expansion
  • Business acquisition
  • Permanent working capital
  • The refinance of business debt.

Loan terms up to 10 years.

Bridge Loans

Short term financing to assist with working capital, short term payable obligations, equipment and/or land sale and acquisition. Loan terms up to 6 months.

Lines of Credit

Revolving and non-revolving Lines of Credit to assist with working capital needs.

The Langley Difference

  1. Local loan underwriting and decisioning
  2. No prepayment penalties
  3. Loan terms up to 15 years with amortization up to 25 years on Real Estate
  4. Up to 80% Loan to Value on Real Estate
  5. Interest Rates as low as Prime*

*Commercial Real Estate only.
  Additional conditions apply.


Langley makes it easy and affordable to borrow.

We use a customized approach that combines the lender's expertise with a wide array of Commercial and SBA loan products. Langley's lending professionals work closely with you to create a loan package tailored to meet your short and long term objectives.


Frequently Asked Questions

Are new businesses eligible?

Conventional loan eligibility requires three years of business history. Companies in operation less than three years, may be eligible for a SBA loan. Please contact Commercial Lending and we will help you find the right financing.

Is there a minimum loan amount?

Currently the target minimum loan amount of $25,000 exists for conventional loans. For requests under $25,000, financing options are available such as the Business Credit Card.

What are the benefits of a SBA Express Loan?

SBA Express Loans, including Export Express, feature a revolving Line of Credit provision with interest only payments, fast turnaround, and a more streamlined process.

What is the interest rate?

Rates can be fixed or variable depending on the product. Plus, at Langley FCU rates and repayment options are tailored to each individual loan.

What do I do if I need more information?

For more information on SBA loans, please refer to www.sba.gov. For assistance from a Langley representative, contact us directly.