We provide financing solutions for Commercial Real Estate Mortgages and all other Term Loans and Lines of Credit.
Commercial Real Estate
Available for purchasing and refinancing. Loan terms up to 15 years based on a 25-year amortization.
For purchasing of capital assets, such as
Loan terms up to 10 years.
Bridge LoansShort term financing to assist with working capital, short term payable obligations, equipment and/or land sale and acquisition. Loan terms up to 6 months.
Lines of Credit
Revolving and non-revolving Lines of Credit to assist with working capital needs.
*Commercial Real Estate only.
Additional conditions apply.
We use a customized approach that combines the lender's expertise with a wide array of Commercial and SBA loan products. Langley's lending professionals work closely with you to create a loan package tailored to meet your short and long term objectives.
Conventional loan eligibility requires three years of business history. Companies in operation less than three years, may be eligible for a SBA loan. Please contact Commercial Lending and we will help you find the right financing.
Currently the target minimum loan amount of $25,000 exists for conventional loans. For requests under $25,000, financing options are available such as the Business Credit Card.
SBA Express Loans, including Export Express, feature a revolving Line of Credit provision with interest only payments, fast turnaround, and a more streamlined process.
Rates can be fixed or variable depending on the product. Plus, at Langley FCU rates and repayment options are tailored to each individual loan.
For more information on SBA loans, please refer to www.sba.gov. For assistance from a Langley representative, contact us directly.