Extra Personal Loans

When you need a little extra… or a lot

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Extra Personal Loan

AS LOW AS

9.00% APR[1]

Whether you are planning a dream wedding, finally taking that vacation, getting ready to expand your family, upgrading your appliances, or anything else; our Extra Personal Loan is here for your next great purchase.

Benefits

  • Fixed Rate: Never worry about increasing rates!
  • No origination or prepayment fees.
  • Same day funding.
  • Terms up to 96 months.
  • Interest Rebate: When you make your personal loan payments through a Langley checking account on time, we will rebate 10% of the interest paid monthly into your primary Langley savings account.

Extra Line of Credit

AS LOW AS

9.25% APR[1]

When life happens Langley's Extra Line of Credit is here for you. Need new tires, have an unexpected medical expense, have a broken AC in the middle of summer? No matter what it's for our Extra Line of Credit is there to be your reserve.

Benefits

  • Convenient easy access: Easy to use the money when you need it.
  • Line of Credit: You only pay back what you borrow.
  • No origination or prepayment fees.
  • Same day funding.
  • Fixed Rate: Never worry about increasing rates!

Debt Consolidation

AS LOW AS

11.00% APR[1]

Our Debt Consolidation loan is a great way to bring all your credit card or loan debts together into one manageable monthly payment.

Our goal is to help lower your interest rate and monthly payment and make it easier for you to pay your debt off quickly.

With a fixed rate, you'll never worry about increasing rates! You know exactly how much your payment will be each month.


Personal Loan FAQ

How long does the personal loan application process take?

In most cases the application is processed while you wait. If you are going through our online channel or mobile application, most should have an answer in just a few minutes.

Can I talk with someone at Langley before I apply for a personal loan?

Certainly! Our contact center has staff ready and available to answer your lending questions.

What do I need to apply for a personal loan?

In many cases nothing at all. Sometimes we might ask for proof of your income and to verify your address.

What is the difference between a loan and a line of credit?

A loan is a fixed amount that is borrowed over a period of time at a fixed payment. A line a credit is a certain amount you can borrow up to at any time and you pay back only the portions that your borrow.

[1] Annual Percentage Rates (APR) are based on loan amount and your credit history and range from the rate shown to 18.00%. A loan amount of $10,000 for 60 months has a payment range from $207 to $253. The minimum required to open an account is the purchase of a share in the Credit Union ($5).