In most cases the application is processed while you wait. If you are going through our online channel or mobile application, most should have an answer in just a few minutes.
Certainly! Our contact center has staff ready and available to answer your lending questions.
In many cases nothing at all. Sometimes we might ask for proof of your income and to verify your address.
A loan is a fixed amount that is borrowed over a period of time at a fixed payment. A line a credit is a certain amount you can borrow up to at any time and you pay back only the portions that your borrow.
[1] Annual Percentage Rates (APR) are based on loan amount and your credit history and range from 12.99% to 18.00%. For example, A loan amount of $10,000 for 60 months has a payment range from $228 to $253. A $10,000 loan for a 60-month term at 12.99% APR will have a total payout of $13,648 with all applicable fees. The minimum required to open an account is the purchase of a share in the Credit Union ($5).
[1] Annual Percentage Rates (APR) are based on loan amount and your credit history and range from 14.99% to 18.00%. A loan amount of $10,000 for 60 months has a payment range from $236 to $253. The minimum required to open an account is the purchase of a share in the Credit Union ($5).
[1] Annual Percentage Rates (APR) are based on loan amount and your credit history and range from 12.50% to 18.00%. A loan amount of $10,000 for 60 months has a payment range from $224 to $253. The minimum required to open an account is the purchase of a share in the Credit Union ($5).
[2] Loan terms from 12 months to 96 months available.
[2][3] Langley's interest rebate program is applied to auto, boat, personal, recreational vehicle loans and personal lines of credit opened on or after April 1, 2018. Self-directed payments include automatic transfers set up in-branch or in Online Banking and payments you transferred from your Langley checking account through Online Banking. A qualifying Langley checking account requires it to be your primary checking account, which is the account you deposit your net pay and the checking you use to manage your expenses and pay your bills. Cannot be combined with any other offers. Limited time offer.