Vehicle Loan Refinancing

Rates as low as 5.49%[1].

With rates as low as 5.49% APR[1] for 75 months, Langley can lower your interest rate, lower your payment, or BOTH! We offer loan terms from 12-75 months, giving you the freedom and flexibility on your car loan. Refinancing is quick and easy and there are no re-title fees to pay. Plus, your first payment will be due 60 days after your loan is approved!

Start the Application Process Now

If your vehicle has less than 50,000 miles, you may qualify for a extended vehicle service agreement. Visit any branch or call our Contact Center to learn more.

Interest Rebate

When you make your auto loan payments through a Langley checking account on time, we will rebate 10% of the interest paid monthly into your savings account.

  • Langley's interest rebate program is applied to auto, boat, personal, recreational vehicle loans and personal lines of credit opened on or after April 1, 2018.
  • Each month, 10% of the interest paid on your qualifying loan will be deposited into your savings account.
  • To qualify, you must make timely, self-directed payments through a qualifying Langley checking account. A qualifying Langley checking account requires it to be your primary checking account, which is the account you deposit your net pay and the checking you use to manage your expenses and pay your bills.[2]

[1]Term for 5.49% APR (Annual Percentage Rate) is up to 75 months. Rates and terms are subject to change at any time without notice. A $25,000 loan at 5.49% APR for 75 months would have monthly payments of $752. Must be current on your auto loan payments to qualify. Existing Langley Federal Credit Union loans not eligible for this offer. Rates shown are based on credit score of 740 or better and based on creditworthiness, so your rate may differ. Credit is subject to approval. APRs and payments may vary for other loan amounts and terms.

[2]Self-directed payments include automatic transfers set up in-branch or in Online Banking and payments you transferred from your Langley checking account through Online Banking. Cannot be combined with any other offers. Limited time offer.