Fixed Rate Mortgages
Turn dreams of homeownership into reality
with rates as low as 6.125% (6.219% APR).
Apply with no impact to your credit score!
For a limited time, pay no points or closing costs!1
Homes for the Many, Not the Few
Often, home buying is seen as something only the wealthy can manage. At Langley, we offer mortgages designed for regular people. Get affordable rates, and step-by-step guidance from real people dedicated to getting you into the home of your dreams. Our fixed-rate mortgages are some of the most competitive on the market. Apply today and experience mortgage for the rest of us.
Apply with no impact on your credit.
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Our Current Mortgage Rates
| Term | Rate | APR* |
|---|---|---|
| 30 Year | 6.125% | 6.219%* |
| 20 Year | 5.875% | 5.998%* |
| 15 Year | 5.625% | 5.779%* |
| 10 Year | 5.250% | 5.467%* |
Frequently-Asked Questions
It typically takes about 30 days for a purchase. 45-60 for a refinance. Exceptions can be made.
Yes, we have loan officers available to help at any step of the mortgage process. Call 833-304-0471. We're open Mon-Friday 8:30 A.M. - 6:00 P.M.
- W-2 forms for the last two years
- Current paystubs covering most recent 30 days
- For refinance, a copy of your homeowner's insurance policy.
- For refinance, a copy of your current mortgage statement(s).
- If self- employed or if you own rental property, the last two years' tax returns are required.
No, you can be preapproved before you start your new home search.
*APR=Annual Percentage Rate. 30-Year Fixed 6.125% (6.219% APR) - up to 75% LTV. The interest rate is current as of March 31, 2025. Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a $200,000, 30-year Fixed-Rate Loan at 6.125% (6.219% APR) is $1248. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase of a single family dwelling.
1 Lender credits will be provided to applicant on mortgage refinances and include the origination fee, discount points paid, appraisal fees, as well as title and settlement fees. Lender credits are not available for other charges assessed at the time of closing including, but not limited to, owner's title insurance, escrow deposits, taxes, and recording fees.
*For properties in Virginia, Maryland and North Carolina only. Subject to credit approval. Insured by NCUA. NMLS # 402897