Homes for the Many, Not the Few

Often, home buying is seen as something only the wealthy can manage. At Langley, we offer mortgages designed for regular people. Get affordable rates, and step-by-step guidance from real people dedicated to getting you into the home of your dreams. Our fixed-rate mortgages are some of the most competitive on the market. Apply today and experience mortgage for the rest of us.

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Our Current Mortgage Rates

Term Rate APR*
30 Year 6.250% 6.532%*
20 Year 6.125% 6.497%*
15 Year 6.000% 6.465%*
10 Year 5.875% 6.531%*

Frequently-Asked Questions

How long does the mortgage process take?

It typically takes about 30 days for a purchase. 45-60 for a refinance. Exceptions can be made.

Can I talk with someone at Langley before I apply for a mortgage?

Yes, we have loan officers available to help at any step of the mortgage process. Call 833-304-0471. We're open Mon-Friday 8:30 A.M. - 6:00 P.M.

What do I need to apply for a fixed rate mortgage?
  1. W-2 forms for the last two years
  2. Current paystubs covering most recent 30 days
  3. For refinance, a copy of your homeowner's insurance policy.
  4. For refinance, a copy of your current mortgage statement(s).
  5. If self- employed or if you own rental property, the last two years' tax returns are required.
Do I need a realtor before I apply for a mortgage?

No, you can be preapproved before you start your new home search.

*APR=Annual Percentage Rate. 30-Year Fixed 6.500% (6.730% APR) - up to 75% LTV. The interest rate is current as of September 25, 2023. Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a $200,000, 30-year Fixed-Rate Loan at 6.500% (6.730% APR) is $1264. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase of a single family dwelling.