|Current Fixed Mortgage Rates|
|10 Year (New Purchase)||2.500%||2.856%|
|15 Year (New Purchase)||2.625%||2.781%|
|20 Year (New Purchase)||3.125%||3.247%|
|30 Year (New Purchase)||3.375%||3.443%|
A fixed mortgage rate mortgage ensures your monthly payments will remain constant regardless of interest rate fluctuation. At Langley FCU you have the additional benefit of no monthly mortgage insurance fees and no prepayment penalty.
Choosing a mortgage lender is a big deal, so don’t leave choosing where you finance your home to the last minute. Whether you are a first time homebuyer or have gone through the process a time or two, give Langley’s mortgage lenders an opportunity to make the financing or refinancing of your home a little less stressful.
30 days for a purchase. 45-60 for a refinance. Exceptions can be made.
Yes, we have loan officers in several of our branches and two located in the mortgage department. Please call 757-827-7200 and ask to speak to a mortgage loan officer.
No, you can be preapproved before you start your new home search.
No, we offer loans for second homes and investment properties.
*APR=Annual Percentage Rate. 30-Year Fixed 3.375% (3.443% APR) - up to 75% LTV. The interest rate is current as of October 01, 2021. Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a $200,000, 30-year Fixed-Rate Loan at 3.375% (3.443% APR) is $884. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase of a single family dwelling.