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Built for the Way You Actually Save

Langley Saves isn't just another savings account. It's designed to make your early progress count by rewarding your first dollars with our best rate, so every step forward feels meaningful.

High Earnings Where it Matters Most

Earn 5.00% APY on your first $500, helping you reach your first milestone faster.

Built to Help You Build Habits

Langley Saves rewards small balances — making it easier to build your first $500 - $1,000.

Simple, Tiered Growth

Savings tiers help to empower stages of your savings growth.

Get Started
Langley Saves Rates
Minimum to Earn APY APY
Up to $500 5.00%
From $500.01 to $1,000 2.00%
Greater than $1,000 0.05%

Why Langley Saves?

Langley Saves gives your first $500 an extra boost with 5.00% APY to help your savings grow fast early on. That's about 8 times the national average yield.

5.00% APY
Langley Saves
3.60% APY
High Yield Savings
0.61% APY
Savings National Average

Account values shown based on an initial deposit of $500 over a term of 10 years.

Start Saving Today

Create a Savings Goal

Langley’s Online and Mobile Banking App allows you to create savings goals to track your progress. Look to set a regular weekly savings goal of $10, $20 or more and see your savings build over time. This can be beneficial for members living paycheck-to-paycheck, or the perfect way to help establish good savings habits for kids and grandkids.

A Langley Saves account is also a great option for those following our 52-Week Savings Plan to help what you've already saved grow faster!

FAQs

How is interest calculated?
Dividends are calculated daily and paid monthly based on your average daily balance in each tier.
Is there a minimum balance?
No. There's no minimum to open or maintain your account.
Can I automate my savings?
Yes. Set up recurring transfers in Digital Banking to grow your balance on autopilot.
What if I save more than $1,000?
You can keep the account open, but you may want to explore our High-Yields Savings for better rates on larger balances.
1

Annual Percentage Yield (APY). Rates are tiered and subject to change. 5.00% APY applies to balances $0.01–$500. 2.00% APY applies to $500.01–$1,000. 0.05% APY applies to balances over $1,000. Dividends calculated daily, paid monthly. Fees may reduce earnings. $5 deposit to Langley savings account required for membership. Federally insured by NCUA.

2

National average based on data from https://www.bankrate.com/banking/savings/average-savings-interest-rates/. Last updated 2026-01-31.