Personal Line of Credit, Available From $500 to $40,000.
Have cash available to you any time you need it.
A Line of Credit is a reusable loan that is pre-approved and available to you 24 hours a day, seven days a week. Lines are available from $500 to $40,000.
Once your Line of Credit is established, you will be able to access it in Langley Online Banking, by ATM (up to $600 a day), and in person at a branch.
If you have a Checking Account with Langley, your Line of Credit will also act as automatic Overdraft Protection — you're able to write yourself a loan by simply writing a check.
Frequently Asked Questions About Lines of Credit
In most cases the application is processed while you wait. If you are going through our online channel or mobile application, most should have an answer in just a few minutes.
Our contact center has staff ready and available to answer your lending questions.
Sometimes we might ask for proof of your income and to verify your address.
A loan is a fixed amount that is borrowed over a period of time at a fixed payment. A line a credit is a certain amount you can borrow up to at any time and you pay back only the portions that your borrow.
Credit cards offer interest free days, balance transfers and rewards. They provide the most flexibility day to day. A line a credit is a certain amount you can borrow up to at any time and you pay back only the portions that your borrow.
* Annual Percentage Rates (APR) are based on loan amount and your credit history and range from the rate shown to 18.00%