Certificate Accounts
Just Like Bank CDs, Only Better
Save with peace of mind knowing that your money is earning great returns in a Langley certificate! At Langley, we offer some of the best rates on both short and long term certificates. Like with bank certificates of deposit (cds), you earn great returns while knowing your money is secure.
Terms are available from a short three months to as long as 60 months, allowing you to manage your savings plan the way that's best for you.
Just starting out on your long-term savings? Langley's 3-Month and 6-Month Certificates can add value to your savings with higher dividend rates than most savings accounts. Save with ease by creating an automatic transfer to this certificate to start growing your balance monthly and earn larger dividends. You only need $100 to start!
Our high rates get even better with a 0.10% APY rate enhancement for our Active Rewards members.
Promotional Certificate Rates |
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|---|---|---|
| Term | APY [1] | |
| 13 Month | 5.30% [2][4] |
Schedule an Appointment |
Fixed Rate CertificatesRates include an Active Rewards rate enhancement of 0.10%. |
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| Term | APY [1] | |
| 3 Month | 0.75% [3] | Open Online |
| 6 Month | 1.50% [3] | Open Online |
| 12 Month | 4.25% [2] | Open Online |
| 18 Month | 4.50% [2] | Open Online |
| 24 Month | 4.50% [2] | Open Online |
| 30 Month | 4.50% [2] | Open Online |
| 36 Month | 4.25% [2] | Open Online |
| 48 Month | 4.25% [2] | Open Online |
| 60 Month | 4.25% [2] | Open Online |
Open/Add an Account
Open online.
Open by phone,
call 757-827-5328.
Open at a branch, view locations.
Calculators
What Will My Savings Be Worth?
The Impact of Saving More
The Benefits of Compounding
Save for College
Save to be a Millionaire
Save Towards a Goal
Save for a Rainy Day Frequently Asked Questions
Are my funds insured?
Frequently Asked Questions
About Certificates
Yes! Funds deposited at Langley are insured up to $250,000 by the National Credit Union Administration (NCUA). To learn more about how your funds are insured, visit https://www.mycreditunion.gov/estimator/Pages/default.aspx.
[1] Annual Percentage Yield (APY). Dividends compound monthly. Penalty for early withdrawal. Some restrictions apply. Rate subject to change.
[2] Minimum to open is $500.
[3] Minimum to open is $100.
[4] Annual Percentage Yield of 5.30% for a 13-Month Certificate. The minimum balance to open the certificate is $500. No maximum deposit. Includes IRA Certificates. The minimum to open the IRA certificate is $500. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. New money is defined as funds not currently on deposit with Langley Federal Credit Union. If all your money is already at Langley, rest assured, you are still eligible for this promotion if you have direct deposit of your net pay to a Langley checking account. Direct deposit of net pay is defined as member’s current net pay deposited into a Langley checking account. Direct deposit must be set up prior to certificate account opening. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.
[2] Minimum to open is $500.
[3] Minimum to open is $100.
[4] Annual Percentage Yield of 5.30% for a 13-Month Certificate. The minimum balance to open the certificate is $500. No maximum deposit. Includes IRA Certificates. The minimum to open the IRA certificate is $500. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. New money is defined as funds not currently on deposit with Langley Federal Credit Union. If all your money is already at Langley, rest assured, you are still eligible for this promotion if you have direct deposit of your net pay to a Langley checking account. Direct deposit of net pay is defined as member’s current net pay deposited into a Langley checking account. Direct deposit must be set up prior to certificate account opening. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.