Langley Credit Cards

If you’re looking for a card with a low rate or puts the most cash back in your pocket – Langley offers the credit card for you. Every Langley credit card comes with an exceptional customer service team that all members deserve.

Frequently Asked Questions About Langley Visa Credit Cards

Can I switch from a low rate card to a cash back card?

You can apply for a Cash Back card and transfer the balance on approval.

Can I transfer balances from another card to a Langley Visa credit card?

Certainly! We run balance transfer promotions through the year just for this purpose.

Get Started

Instant issue is available by visiting a branch.

[1] Annual Percentage Rates (APR) are variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).

[2] Signature Cash Back VISA credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.

[3]For Langley Signature Cash Back VISA credit card holders only. 5% cash back rewards must be activated each month. 5% cash back eligible on home improvement purchases posted 3/1/2020 through 3/31/2020, up to $100 in earnings. 5% cash back rewards are added to your savings account and will be posted separately from your standard Signature Cash Back VISA rewards. Purchases made through third-party payment accounts, virtual wallets or similar technology will not be eligible if transaction details aren’t available. Merchants are assigned a merchant category code (MCC) that Langley doesn’t assign. Items may appear to fit in a rewards category, but the merchant may not have an assigned MCC in that rewards category. Offer valid until March 31, 2020.

*The promotional 0% variable annual percentage rate (APR) applies to balance transfers between 1/15/2020 and 3/31/2020. A balance transfer fee of 3.00% of the amount of each balance transfer applies to transactions posted to your account from 1/15/2020 and 3/31/2020. New purchases, cash advance and balance transfers after 3/31/2020 will be at the regular card rate. Your APR will be determined based on credit worthiness and will range from 7.00% - 18.00% APR. Subject to credit approval. The amount of balances transferred cannot exceed $5,000. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 7.00%-18.00% APR. Payments will be applied to any balance at the lower rate before being applied to balances at the card's standard rate. If your payment exceeds the minimum payment due each billing period, we will apply the excess payment to balances with the highest APR before applying the excess payment to balances with the lower APR. The promotional APR for balances transferred will remain in effect for 12 months after which time any unpaid 0% balance transfers will carry your card's standard rate of 7.00% -18.00% APR. CURewards Points or Cash Back does not apply when transferring balances to Signature Rewards or Signature Cash Back VISA credit cards. Offer excludes the Platinum Essential VISA. Rates as of .