Financial Planning

Help you reach your financial goals

To make wise investment choices you need to know about tax laws*, current and pending legislation, market and bond trends, and have a deep understanding of investing principles. For many people, committing that kind of time to research isn't possible. That's where we can help. With products available through Cetera Investment Services, an independent, registered broker–dealer, our experienced and registered team of Investment Adviser Representatives** will work with you to create a personal investment strategy to help you reach your financial goals — whether you are saving for retirement, funding a college education, or developing a well-rounded plan.

Retirement Planning

We will work with you to establish your plan for retirement. Whether through social security payouts, taking advantage of different Individual Retirement Accounts (IRAs), or minimizing the amount taxed from your earnings, our advisers will help you save to enjoy your retirement with peace of mind knowing you have income that can last.

Education Planning

Education can be expensive! Whether you are paying for college or a different educational expense through student loans, savings, or both; it is important to have a set savings plan. Our advisers will help you create a plan through a variety of products such as 529 plans to ensure that when the time comes, you are ready for any educational expense.

Financial Planning Services

Our financial planning services offer two distinct options: Managed Financial Planning, where we handle all aspects of your finances, and Advice Pay, where we provide targeted guidance based on your specific needs and goals.

Charges may apply for financial services rendered, please view the documents below or consult with your financial advisor to discuss fees.

Managed Financial Planning Advice Pay
Have questions? We're here to help.

Give us a call us at 757-898-0089. We’d be happy to assist you with your investment, insurance, or wealth management needs!

*Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

**For a comprehensive review of your personal situation, always consult with a tax or legal Adviser. Neither Cetera, nor any of its representatives may give legal or tax advice.

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/ SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at

Investments are:
*Not FDIC/NCUSIF insured.
*May lose value.
*Not financial institution guaranteed.
*Not a deposit.
*Not insured by any federal government agency.

11742 Jefferson Ave. Suite 120 Newport News, VA 23606