Smart Checking

Free and Loaded with Benefits

Learn more about Spend 'n' Save

Getting a free checking account is one of the best steps to get on the right foot financially!

Free checking is easy to offer, but Langley goes one step further and offers qualifying members early paycheck deposit… up to three days early! Added to that, all Langley Smart Checking accounts include a free Debit Card, free Mobile Banking, free online bill pay, and free eStatements.

When we say free, we mean it. With Langley's Smart Checking there is NO Minimum Balance and NO Monthly Service Charge.

Earn Cash Back with a Langley Checking Account

Earn 10% interest rebate on your Langley loan if you make timely, self-directed payments[1] from this account. Members have saved upwards of $180+ annually from timely loan payments through their Langley checking account.

Access 55,000+ ATMs

Langley FCU is part of the Allpoint network. Allpoint is a worldwide, surcharge-free ATM network with over 55,000 ATMs.

Find An ATM

Early Payday Deposit

Members who have a Langley checking account and Direct Deposit may see their paycheck deposited up to three days earlier than other financial institutions!

[1] Self-directed payments include automatic transfers set up in-branch or in Online Banking and payments transferred from your Langley checking account through Online Banking. Active Langley Checking Account includes any checking account where your payroll is deposited and pay monthly expenses. Cannot be combined with any other offers. Limited time offer.