OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR LOAN APPLICATION WILL NOT INCREASE THE CHANCES OF WINNING. ALL ELIGIBLE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. LIMIT ONE (1) ENTRY PER PERSON. THIS SWEEPSTAKES IS SUBJECT TO ALL APPLICABLE FEDERAL, STATE, AND LOCAL LAWS AND REGULATIONS. The Sweepstakes is open only to legal residents of North Carolina who are eighteen (18) years of age or older and who meet Langley Federal Credit Union's membership eligibility requirements, including maintaining the required $5 share deposit ("Eligible Persons"). For loans with multiple borrowers, only the primary borrower identified on the loan application will receive an entry into the Sweepstakes. Co-borrowers, co-signers, guarantors, and other secondary obligors are not eligible to receive a separate entry based on the same loan. Business accounts are not eligible. Employees of Langley Federal Credit Union and their immediate family members (spouse, parents, siblings, and children) and household members are not eligible to participate. Void where prohibited or otherwise restricted by law. Eligible entries must be received on or before July 31, 2026, at 11:59 p.m. ET. Limit one (1) entry per person. Two (2) winners will be selected by random drawing on August 1, 2026. Odds of winning depend on the total number of eligible entries received. The prize consists of one (1) $200 Visa® Gift Card for each winner, with a total value of $400. No transfer or assignment of the prize is permitted. Any federal, state, or local taxes associated with the prize are the sole responsibility of the winner. By participating, entrants agree to be bound by these Official Rules and by the decisions of Langley Federal Credit Union, which are final and binding in all matters relating to the Sweepstakes.

By entering this Giveaway, participants agree to follow these Official Rules and accept Langley's decisions as final and binding in all matters related to the Giveaway.

GIVEAWAY PERIOD: This Giveaway begins at Eastern Time ("ET") on, and ends at 11:59:59 p.m. ET on July 31, 2026, (“Giveaway Period”). The Giveaway consists of one entry per person and one drawing. Drawing will occur on August 1, 2026.