|Earn the Most Rewards||Enjoy Cash Back with a Low Rate||Get Our Lowest Rate Card||Establish Your Credit|
|Signature Cash Back Visa||Platinum Quint Visa||Platinum Select Visa||Platinum Essential Visa|
|Credit Score||640+||640+||640+||639 or below|
|APR||16.25% - 18.00%||14.25% - 18.00%||12.25% - 18.00%||18.00%|
|Offers and Rewards||
Earn cash back on everything
Earn 1% cash back in 5 different categories
Get an introductory 0% APR on balance transfers and cash advances for the first 12 months when completed within 60 days of account opening. Pay no balance transfer or cash advance fees!
Instant issue is available by visiting a branch.
 Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).
 Signature Cash Back Visa credit card holders will receive 5% on cardholder's category choice each month, upon activation and up to $100, 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement.
 Platinum Quint Visa credit card holders will receive 1% cash back on EV charging stations, gas, groceries, wholesale club purchases, and drug store purchases. The Langley Platinum Quint Visa cash back is applied to your savings account and shown in Online Banking.
 Introductory 0% APR for 12 months on balance transfers made in the first 60 days after account opening. After that, the variable APR will be 12.25% to 18.00% based on your creditworthiness and applied to any unpaid balances or new balance transfers. The Introductory APR will apply to cash advances and balance transfers posted to your account during the first 60 days following the opening of your account. Any existing balances on Langley Federal Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.