Your Support in Establishing and Growing Credit
We and our partners use cookies and other tracking technologies to improve your online experience, help prevent fraud, deliver targeted ads, and support other business purposes. By visiting our site, you're agreeing to our Privacy Policy.
No Annual Fee
You won’t have to pay an annual fee for all the great rewards and benefits your Platinum Essential Visa has to offer.
Free Access to Your Credit Score
With Langley, unlock complimentary access to check your FICO Score for free every month.
Digital Issuance
Get Your New Card Instantly
No more waiting for your card to arrive by mail. With instant digital card issuance, you can access your new debit or credit card immediately after approval. Simply add it to your digital wallet—like Apple Pay® and Google Pay™—and start making secure purchases online or in-store right away. Fast, convenient, and designed to keep up with your life. Learn More.
Available on:
Control Your Credit Card with Ease
In Digital Banking and Langley's Mobile app, you can control your card, including:
- Lock or unlock your card if it is lost or stolen
- Set alerts and controls on transactions or card balance
- Set-up travel notices when you go on vacation
We place everything you need to safeguard your credit card in one app. Enroll in Online Banking or download Langley's Mobile app now!
Get Started
Get your card immediately when you visit a branch
FAQs
What is the APR?
The Platinum Essential Visa offers a fixed rate at 18.00% APY.
Can I transfer balances from another card to a Langley Visa credit card?
Certainly! You are able to transfer any card balances to your Langley Visa in Online Banking or through Langley’s Digital Banking app. Learn how to transfer your balances here.
Are there fees for Cash Advances or Balance Transfers?
Yes. A 4% fee of the transaction amount applies to each Cash Advance and Balance Transfer.*
1
Annual Percentage Rate (APR) is variable and determined by credit history. $5 deposit to Langley savings account required for membership.
*
A fee of 4% of the amount of each Cash Advance and Balance Transfer will be assessed at the time the transaction is posted to your account. Interest begins accruing on Cash Advances and Balance Transfers on the transaction date. Fee amounts are calculated as a percentage of the transaction value and will appear as a separate line item on your billing statement. All fees and finance charges are governed by the terms and conditions of your Credit Card Agreement. Other restrictions may apply. Federally insured by NCUA. Membership eligibility required. All loans are subject to credit approval. Terms, rates, fees, and conditions may change.