Simplify Your Life With A Home Equity Loan

Fixed rate home equity loans from Langley can reduce your payments and stress.


A home equity loan, also known as a second mortgage, allows you to borrow against the equity in your home usually at a much lower rate than a loan not secured by real estate.

With a Langley home equity loan, you can borrow all you need at once (up to 100% LTV for qualified borrowers) and payments are made based on a 5, 10, or 15-year term at a low fixed rate.

Use a Langley home equity loan to consolidate debt, pay for a college education, finance a large purchase or remodel your home…just to name a few popular uses.

Start the Application Process Now


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Already have a loan? There's a good chance we can help keep more of your money in your pocket.

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Frequently Asked Questions About Home Equity Loans

On a fixed Home Equity Loan, the process takes about two weeks due to regulatory requirements.

Yes, any Financial Service Representative can help discuss these loans and your options.

Visit The Branch Nearest You Or Call 757-827-5328.

We've simplified our loan process down to only the most essential information. Here's what we need to know:

  • Borrower Information - The basics about you.
  • Property Information - The basics about the property you want to finance.
  • Income - What you make.
  • Liabilities - What you owe and to whom. We will run a credit report to confirm liabilities and fill in that section of the application for you. (You'll have a chance to review and make any corrections.)
  • Declarations - A few more questions to complete your application.

Please consult your accountant for specific details, but many of these loan do have some tax advantages.

Yes, they can be used for many different things including but not limited to; paying for a vacation, consolidating debt, and renovating your home.


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*Rate of 3.50% APR for 5-Year and 4.50% APR for 10-Year loans for borrowers, with a credit score of 710 or better. Property insurance and, if applicable, flood insurance is required. Possible tax advantages. Consult your tax advisor for details. The payment on a 5-Year $25,000 loan at 3.50% APR is $454.79. The payment on a 10-Year $50,000 loan at 4.50% APR is $518.19. Ask a Langley representative for details. Rates subject to change at any time without notice.