Guaranteed Auto Protection (GAP)

How can GAP help you?

Before you buy that new car, consider purchasing Guaranteed Auto Protection (GAP). GAP protects you financially in the event of a total loss resulting from theft, fire, collision, or acts of Mother Nature.

GAP can be financed in your Langley auto loan, or you can purchase it at any time throughout the life of your loan. GAP will help reduce or eliminate the difference between your loan payoff and the insurance company settlement.

When does GAP help?
The primary insurance deductible is waived only to the extent it is part of the GAP amount. Any portion of the deficiency balance caused by the borrower's deductible will be reimbursed up to $1,000 where permitted. This coverage is not available in all states. Without protection, you may be left without a car. You could also experience out-of-pocket expenses or negative equity on your car loan, if you experience a total loss of your vehicle.

Another GAP benefit!
In the event of a claim, you are also eligible to receive an additional $1,000 toward the purchase of a new vehicle, within 90 days, if you finance the new vehicle with Langley.

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This product is offered by a third party. Subject to certain exclusions and benefit limitations. Deductible coverage is not available in all states. This product is offered by a Langley Federal Credit Union associate who both accepts deposits on behalf of the credit union and sells non-deposit products on behalf of a third party.