If insurance were a person, it’d probably be the quiet kid in class—unbothered, sometimes unnoticed, and definitely not at the parties.

But plot twist: when life goes sideways (broken laptop, fender-bender, flood in your off-campus apartment), that quiet kid shows up like the MVP—saving the day and your bank account!

Langley Insurance Agency makes shopping for insurance simple by doing all the shopping for you. At no cost to you, we will find the most appropriate coverage for your situation, so you don’t have to sell your concert tickets to pay a deductible. 

Not flashy, not loud, just essential. And way more relevant to your college life than you might think. 

Choose Your Fighter: Insurance Edition 

Don’t worry, we’ll keep it light. Here are a few key types of insurance you should know: 

Auto Insurance 

→ Why it matters for students: If you drive to class or work, this keeps you on the road legally. It can also cover damage, medical bills, or lawsuits if something goes wrong.

→ Why it’s priceless later: Avoids financial disaster after an accident and builds a clean insurance history, which means lower premium payments in the future!

Renter’s Insurance 

→ Why it matters for students: Your laptop, phone, clothes, even your textbooks, can all be covered. And yes, it’s usually super affordable!

→ Why it’s priceless later: When something goes wrong (like a kitchen fire or a break-in), it saves you from replacing everything out-of-pocket—plus it helps build credit and responsibility.

Life Insurance 

→ Why it matters for students: Locking in life insurance while you’re young and healthy = lower costs. It’s not just for parents; many use it to protect their future family or co-signed student loans.

→ Why it’s priceless later: Life happens. Having a policy in place early means peace of mind for your loved ones and zero stress about qualifying later in life. So go ahead, Get Covered Today!

Hospital Accident Insurance

→ Why it matters for students: Accidents happen—sports, biking to class, or those "oh so safe" scooters you can rent on campus. This gives quick help covering hospital costs without you jumping through hoops!

→ Why it’s priceless later: Even a short hospital stay can cost thousands. This bridges the gap if your main health insurance has a high deductible or limited coverage.

GAP Insurance

→ Why it matters for students: If your car gets totaled and you still owe money on it, GAP insurance covers the difference so you’re not paying for a car you no longer have.

→ Why it’s priceless later: It protects your finances from a big, unexpected bill—because let’s be real, cars lose value fast, and loans don’t!

Crash Course in Auto Insurance

You’re cruising through campus with your window down, blasting your heavy rotation playlist, when BAM! A not-so-smooth parking lot mishap. (Thanks, Chad.) 

Cars are expensive and accidents happen fast. Auto insurance helps cover the cost of repairs (or a replacement) if your car is damaged, and it can also cover injuries, another driver’s vehicle, and even legal fees. Some states require it, but even if they didn’t, going without it is a financial disaster waiting to happen. 

Ramen, Netflix, and Renter’s Insurance: The Trifecta of Adulting 

You finally snag the perfect off-campus apartment. You’ve got a mini living room, a comfy new couch from Facebook Marketplace, and a microwave that’s been working overtime. You’re living the dream…until life gets messy. 

Think your landlord’s insurance covers your personal stuff? Nope. If your apartment floods, catches fire, or gets broken into, renter’s insurance covers your things. Clothes, electronics, furniture, that vintage sneaker collection… all of it. It can even help cover temporary housing if you’re forced out of your place for repairs.

When Insurance Doesn’t Cover the Whole Equation 

Here’s the harsh reality: the second you drive your new car off the lot, it’s worth less. But if you crash it or it gets stolen, your insurance might only cover what the car is currently worth—not what you still owe on your loan.

That’s where Langley’s Guaranteed Auto Protection (GAP) comes in clutch. It helps cover the difference between what your insurance pays and what you still owe. It’s like having a financial superhero in your glovebox!

To be eligible for GAP coverage, your auto loan must be financed through Langley. So before you roll off the lot in your shiny new ride, let us connect you with GAP coverage that protects your wallet when life (or Mother Nature) throws a plot twist your way.

Langley Life at Your Home Away from Home

Langley isn’t just about checking accounts and friendly branch vibes (although, yes, we do those too). We’ve got an in-house Insurance Agency that helps you find coverage that actually fits your life. 

We compare multiple top-rated providers. Translation: You don’t have to shop around or fill out 15 different quote forms. We got you.

Your Hot Mess Prevention Kit

Think of insurance like your personal safety net when life throws a curveball. Things WILL go wrong—your laptop gets stolen, another driver taps your car, your apartment floods because your roommate thought duct tape would fix a leaky pipe. 

Insurance doesn’t stop bad things from happening, but it does stop your wallet from suffering as a result!