Break Free From Generic Banking.

Upgrade your checking account from generic to a new type of account that works for you as your lifestyle changes. Your MyDesign Checking account is fully flexible, letting you customize, spend, and save in the way that works best for you, when it works best for you.

Get Started

Your Card, on Us

Once you've customized your checking account we will send you a debit card for free.

No Minimum Balance

Your account is all yours. We won't ask you to keep money lying around.

No Foreign ATM Fees

Don't worry if you need cash in a pinch. We aren't going to penalize you for using somebody else's ATM.

Get Paid Early

Get your paycheck up to 3 days early.

Digital Issuance

Get Your New Card Instantly

No more waiting for your card to arrive by mail. With instant digital card issuance, you can access your new debit or credit card immediately after approval. Simply add it to your digital wallet—like Apple Pay® and Google Pay™—and start making secure purchases online or in-store right away. Fast, convenient, and designed to keep up with your life. Learn More.

Available on:

Ready to Get Started?

Start with a MyDesign Checking Account.

Experience great banking without barriers, at no cost.

Add on a free option to build your account, your way.

Add a free option to your account to build it the way you want.

Don't want to settle for just one? Go All-In.

Get all of the benefits of MyDesign Checking, and all of the options, in one super-powered account.

Add on one free option, or go All-In.

Worry-Free

Steady Saver

Ride Rebate

All-In Bundle

MyDesign Checking

Your MyDesign Checking account comes with all the features you would expect, like no fees or minimum balances.

  • No minimum balance requirements
  • No foreign ATM fees
  • Get a free debit card
  • Get paid up to 3 days early
  • Free paper checks, cashier's checks, and access to digital banking and bill pay.
Open MyDesign

Not Sure Which Option is For You?

Answer these quick questions to discover which MyDesign Checking option fits your financial needs.

1

Annual Percentage Yield. Dividends are calculated by the average daily balance.

2

The High-Yield Savings is a Tiered Rate account. Earn 3.80% APY on average daily balances up to $50,000 in the High-Yield Savings when the MyDesign Checking Steady Saver or All-In requirements are met. Balances over $50,000 earn 0.05% APY. MyDesign Checking Steady Saver and All-In require enrollment in eStatements and qualifying checking designation to maintain benefits. A "qualifying checking account" is defined as the checking account where your entire paycheck is deposited and from which your monthly bills are paid, and everyday purchases are debited. If all these requirements are not met, the High-Yield Savings earns 0.05% APY on average daily balances. If the eStatements requirement is met but the primary checking designation requirement is not met, the High-Yield Savings earns 3.80% APY on average daily balances up to $25,000 and 0.05% APY on average daily balances exceeding $25,000. The High-Yield Savings account is limited to one withdrawal per month. Fees can reduce earnings on the account. Limit one (1) High-Yield Savings account per member. Dividends compound monthly.

3

MyDesign Checking Ride Rebate offers a 10% interest rebate on Langley Auto and EV loans. To qualify, payments must be self-directed, on-time, and paid from MyDesign Checking Ride Rebate or MyDesign Checking All-In. Self-directed payments are automatic transfers set up in a branch, or in digital banking that transfer to the loan. Rebate must be $5 or greater to receive interest pay-out.

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MyDesign Checking is a single customizable account with one option (Ride Rebate, Worry-Free, Steady Saver) available for free. MyDesign Checking All-In (all three options combined) will be charged $9.95 monthly on the opt-in date. Only one option change per month per membership unless opting into the All-In Bundle. For all three options and MyDesign Checking All-In, eStatements, and qualifying checking designation are required to maintain benefits. A "qualifying checking account" is defined as the checking account where your entire paycheck is deposited and from which your monthly bills are paid, and everyday purchases are debited. MyDesign accounts may be subject to additional fees for overdrafts, returned items, and any other fees appearing on the fee schedule. $5 deposit to Langley savings account required for membership. Rates subject to change. Insured by NCUA.

  

Eligible checking or savings account required to use Zelle®. Transactions sent to enrolled users typically occur in minutes.

  

Zelle and the Zelle marks used herein are trademarks of Early Warning Services, LLC.