Smart Checking

Switch to fee-free*, hassle-free checking today.

Free with every
checking account:

  • Debit card
  • Mobile banking
  • Online Bill Pay
  • LFCU ATM access
  • CHIPS telephone account access
  • Electronic statements
  • Use of CU Service Centers

Choose your account

Smart Checking+

  • Earns monthly dividends
  • $2,500 minimum balance to open**

Smart Checking

  • No monthly service charge
  • No minimum balance required

Get paid early!

Members who have Smart Checking with Direct Deposit may see their paycheck deposited as much as 2-3 days early!

Start or change Direct Deposit.

We make switching easy!

Need to switch your account? No problem! We make it easy for you with our Checking Account Switch Kit.

Switch your checking account to Langley.

Want to be a member?

Click here to join Langley.

* No monthly service charge.
** Average daily balance of $2,500 must be maintained to earn dividends.