Real Estate Lending


  • Fixed Rate

    Traditionally the most popular type of mortgage, borrowers enjoy the comfort and security of a fixed rate and payment.

  • Adjustable Rate

    Adjustable Rate Mortgages are attractive because they may initially offer a lower interest rate than Fixed-Rate mortgages.

  • Home Equity Loans / Fixed

    Many homeowners have taken advantage of Home Equity loans to buy everything from a new roof on a house to a new car.

  • Home Equity Line of Credit

    Based on your home's appraised market value, minus any unpaid mortgage, you borrow a percentage of your home's equity.

  • VA Loans

    The VA Loan is designed to offer long-term financing to eligible American veterans or their surviving spouses.

  • H.A.R.P. Information

    This federal program can assist members who are unable to refinance because the value of their home has declined.

The online application process is available for use on mortgages for property within Virginia or North Carolina.

For payoffs, escrow-only payments, principal only payments and multiple payments, please contact Langley's Real Estate Department.

Download the 1003 Uniform residential Loan Application as a PDF.

Secure and FairSecure and Fair Enforcement for Mortgage Licensing Act of 2008. Find out more information.