Refinance your mortgage with NO PMI

Rates as low as 2.99%

Save HUNDREDS a month with a 5-Year ARM

If you're paying Private Mortgage Insurance (PMI), you're paying too much!

Langley's cost-saving benefits:

  • NO points
  • NO origination fee
  • NO application fee

Other great mortgage options include:

5-Year ARM at 2.49%(with PMI)
10-Year Fixed Mortgage at 2.99% (with PMI)

  • NO points
  • NO origination fee
  • NO application fee

*The interest rate is current as of January 01, 2014. After the five year fixed-rate period, your interest rate adjusts annually - up or down according to market rates at the time of reset. Flood and/or property hazard insurance may be required. All Credit Union loan programs, rates, terms and conditions are subject to credit approval and may change at any time without notice. 5/1 ARM (2.49%): The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.49% and 80% Loan-To-Value (LTV) is $789.20. After 5 years, the maximum payment is $1012.18. 5/1 ARM (2.99%): The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.99% and 95% Loan-To-Value (LTV) is $842.13. After 5 years, the maximum payment is $1072.42. These payments do not include taxes or insurance premiums. The actual payments will be higher; and rates provided are based on current market rates and are informational only. Payments are estimates and include only principal and interest.

** Interest rate adjustment cap limits increases or decreases in the interest rate at each adjustment to a maximum of 2.00% annually. Maximum Loan-To-Value is 80%. Lifetime interest rate cap limiting the interest rate increases to 6.00% over the initial interest rate.