Fixed Rate Mortgage

Our mortgage professionals

John D. Burford
NMLS 653676

Heather N. Forbes
NMLS 653850

Mary K. Kay
NMLS 659443

Chelsea J. Machuta
NMLS 1250088

Lance Musser
NMLS 211262

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Lock in today while rates remain low!

A fixed rate mortgage is the perfect choice. Langley's Fixed Rate mortgage provides borrowers with a monthly payment that doesn't change over time, and is not affected by changing interest rates.

15-Year Fixed
3.25% Rate*
(3.363% APR*)

Benefits of a fixed rate mortgage

  • Available in 30, 20, 15 and 10 year terms

  • Stability of fixed monthly payments

  • Payment remains constant, even if interest rates rise

  • No prepayment penalty

The Langley Advantage

  • Local decisions

  • Locally serviced

  • Great low rates

  • Wide variety of options and terms

  • Langley has been lending in Hampton Roads for 79 years

  • Our team understands the market… we live here, work here, do business here

*APR=Annual Percentage Rate. 15-Year Fixed 3.25% (3.363% APR) - up to 95% LTV. The interest rate is current as of July 14, 2015. Offer applies to borrowers with a credit score of 620 or better depending on credit qualifications. The payment on a $200,000 15-year Fixed-Rate Loan at 3.25% (3.363% APR) is $1,405.34. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase or refinance of a single family dwelling.