Fixed Rate Mortgage

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Chelsea J. Machuta
NMLS 1250088
757-268-4894
cmachuta@langleyfcu.org

John D. Burford
NMLS 653676
757-354-5192
jburford@langleyfcu.org

Lance Musser
NMLS 211262
757-643-8708
lmusser@langleyfcu.org

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Planning to stay in your home for a long time?

It's not too late to refinance! Rates remain low!

Langley's 3.26% APR*
15-year Fixed Mortgage

A fixed rate mortgage is the perfect choice, and Langley's Fixed Rate Mortgage provides borrowers with a monthly payment that doesn't change over time and is not affected by changing interest rates.

Benefits of a fixed rate mortgage

  • Available in 30, 20, 15 and 10 year terms

  • Stability of fixed monthly payments

  • Payment remains constant, even if interest rates rise

  • No prepayment penalty

The Langley Advantage

  • Local decisions

  • Locally serviced

  • Great low rates

  • Wide variety of options and terms

  • Langley has been lending in Hampton Roads for 78 years

  • Our team understands the market… we live here, work here, do business here

*15-Year Fixed 3.125% (3.266% APR) - up to 80% LTV. The interest rate is current as of March 27, 2015. Offer applies to borrowers with a credit score of 620 or better depending on credit qualifications. The payment on a $100,000 15-year Fixed-Rate Loan at 3.125% and 80% loan-to-value (LTV) is $696.61. The Annual Percentage Rate (APR) is 3.266%. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase or rate-term refinance of a single family dwelling.