Home Loan Payment Relief Mortgage


Making homeownership a reality for all.

Have you ever dreamed of owning your own home, but worried that it might be out of your reach?

A Home Loan Payment Relief (HLPR) mortgage may be your solution. It's designed for members having low-to-moderate income, who are ready to own their first home.

What is HLPR?

The HLPR mortgage loan is a 5/1 adjustable rate mortgage (ARM). That means the rate is fixed for the first five years.

After five years, the rate will adjust annually according to market rates. Adjustments to your rates are capped at 2% per year and 6% over the life of the loan.

Down payments as low as 3%.

HLPR Benefits:

Lower mortgage payments

Lower mortgage costs

No Private Mortgage insurance (PMI)

The Langley Advantage

  • Local decisions

  • Locally serviced

  • Great low rates

  • Wide variety of options and terms

  • Langley has been lending in Hampton Roads for 79 years

  • Our team understands the market… we live here, work here, do business here

Need help?

Call, text, or email
one of our mortgage professionals

John D. Burford
NMLS 653676

Chelsea J. Machuta
NMLS 1250088

Lance Musser
NMLS 211262

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