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1.51% APY* 15 Month Certificate

*APY= Annual Percentage Yield of 1.51% for a 15-month Certificate or IRA Certificate does not receive Active Rewards bonus. Minimum to open a Certificate is $1,000. Minimum to open an IRA Certificate is $500. Dividends compound monthly. Penalty for early withdrawal. Reinvests to regular 12 month Certificate at maturity. Some restrictions apply. Rate subject to change.