Langley's 60-Month Variable Rate Promotional Certificate ensures you’ll earn at least 1.00% APY now and enjoy the increase in return as rates rise. No more shopping rates and deciding when to pull the trigger and lock up your funds!
With this certificate, you’ll never earn less than 1.00% APY and will have the potential to earn up to 10% APY  when rates rise.
Secure up to $250,000 in this limited-time promotion offered to all current members or new members in VA, NC, MD, and DC.
The rate is determined by subtracting a margin of 2.25% from the current Prime Rate. If prime has not changed, your rate will not be affected.
How is this calculated?
Current Prime Rate = 3.25%
(As of July 30, 2021)
Interest Rate Breakdown
3.25% (Current Prime Rate) -
2.25% (Promotion Margin) =
(Variable Certificate Rate)
All current members or new members in VA, NC, MD, and DC.
The penalty for early withdrawal is 180 days interest.
While this offer is available to existing deposits, we encourage members to take full advantage of this limited time offer by bringing new deposits to fund the account.
The certificate will automatically renew into a fixed-rate 60-Month Certificate.
The rate is determined by Prime Rate published in the Wall Street Journal and will change on the last publication date of the preceding month.
Yes! Funds deposited at Langley are insured up to $250,000 by the National Credit Union Administration (NCUA).