Money Market Accounts

Earn great rates to grow your savings.

Platinum Money Market Rates

Langley's Platinum Money Market account is a variable rate money market that provides you with one of the best ways to save without losing accessibility to your money!

You can make unlimited deposits and one free withdrawal or transfer per month[1], all while paying NO monthly fees.

Minimum to Earn APY[1] APY[2]
$250,000 2.02%
$100,000 1.26%
$25,000 1.00%

Comparison of Rates

Financial Insitution Minimum to Earn APY APY[2]
Langley Federal Credit Union $250,000 2.02%
ABNB Credit Union $250,000 1.50%
Navy Federal Credit Union $250,000 1.35%
Chartway Credit Union $100,000 0.40%
Wells Fargo $250,000 0.23%

Traditional Money Market Rates

Minimum to Earn APY APY[2]
$100,000 and Above0.90%
$50,000 - $99,9990.50%
$25,000 - $49,9990.25%
$10,000 - $24,9990.15%
$2,500 - $9,9990.10%
$100 - $2,4990.05%

Frequently Asked Questions About Money Market Accounts

Are my funds insured?

Yes! Funds deposited at Langley are insured up to $250,000 by the National Credit Union Administration (NCUA). To learn more about how your funds are insured, visit

[1] One free withdrawal or transfer per calendar month. Only one account per member. A fee of $25 applies for each additional withdrawal or transfer within a calendar month.

[2] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 1.00% APY on average daily balances above $25,000.00, 1.26% APY on average daily balances above $100,000.00, and 2.02% APY on average daily balances above $250,000.00. No dividend will be earned in any dividend period if the average daily balance is below $25,000.00. Dividends compound monthly. Rates subject to change. Rates effective as of October 10, 2019. The rate information above is obtained by S&P Global from the listed institutions. Institutions may have different rates on their own websites than those obtained by S&P Global.

Langley Rates effective as of December 01, 2019.