Langley Debit Card Spend and Win Sweepstakes


You automatically receive one daily entry into the monthly Sweepstakes drawing when you use your Langley® VISA Debit Card attached to your checking account. Each day you use your Langley Debit Card you receive one entry into the monthly drawing!

Official Rules

NO PURCHASE, PAYMENT OR OBLIGATION NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE EQUAL CHANCE OF WINNING. SWEEPSTAKES SUBJECT TO ALL FEDERAL, STATE AND LOCAL LAWS AND REGULATIONS. The Sweepstakes is open only to 1) a legal U.S. resident age 18 years of age or older at time of entry, and 2) a Langley Federal Credit Union Member in good standing with an active checking account. Void where prohibited or otherwise restricted by law.

Sweepstakes Period: Langley Sweepstakes (“Sweepstakes”) begins at 12:00:00 a.m. Eastern Time ("ET") on September 15, 2019 and ends at 11:59:59 p.m. ET on December 14, 2019 (“Sweepstakes Period”). The Sweepstakes consist of three entry and drawing periods.

How to enter: NO ACTUAL PURCHASE OR TRANSACTION IS REQUIRED to enter the Sweepstakes. Winner need not be present to win but must prove eligibility to receive prize. The odds of winning are dependent on the number of entries. There are two (2) ways to enter the Sweepstakes during the Sweepstakes Period. 1) Automatic Entry; and 2) U.S. Mail.

Automatic Entry: An eligible Langley®VISA Debit Card cardholder with an active checking account who uses his/her Langley®VISA Debit Card (“Eligible Card”) automatically receives one (1) Sweepstakes entry for the daily use of the debit card during the Sweepstakes Period. Cash advances, cash transactions and ATM transactions are not eligible. Refund/Return transactions are also excluded from eligible entries. Eligible Cards or card numbers that have been stolen, are fraudulent, tampered with or otherwise altered are not eligible for automatic entry. Entry will be deemed submitted by the primary person in whose name the Eligible Card used to enter the Sweepstakes was issued.

To be deemed eligible, all eligible transactions must have an account posting date that is prior to the end of each Sweepstakes Period. Qualifying transactions made on Saturdays, Sundays or Holidays will count as entries when they post to the attached Debit Card checking account by 11:59:59 pm at the end of each of the stated sweepstakes periods.

To enter without purchase or obligation by U.S. Mail: You may enter each monthly Sweepstakes period without purchase via U.S. Mail by hand-printing your complete name, postal mailing address, city, state, zip code and primary phone number (including area code) along with your email address on a piece of paper, and mail your entry to: Langley Federal Credit Union, ATTN: Debit Card Sweepstakes, PO Box 120128, Newport News, VA 23612. Mail-in entries must be received by close of business of each monthly sweepstakes period (refer to the Sweepstakes Prize chart below for Sweepstakes closing periods). Each mail-in entry will count as one (1) daily entry to the monthly drawing of the sweepstakes period that they are postmarked and have an equal chance of winning. Mailed entries must be received within one (1) week of postmark date. Enter as often as you wish; however, only one (1) entry per postmarked and stamped envelope will be accepted for each day of the entry period. No mechanical reproductions permitted. Entries become the property of Langley and will not be acknowledged or returned. Illegible, incomplete or inaccurate entry materials will be disqualified. Entrants are responsible for all third party-imposed costs and fees, including the cost of postage. Proof of mailing does not constitute proof of delivery. Participants agree not to hold Langley, their partners, their employees and/or their affiliates responsible for lost, late, incomplete, misdirected, damaged, postage-due or illegible entry materials.

By entering, you agree that Sponsor may contact you with future promotional offers. Sponsor may elect to send email marketing communications to participants in connection with the Sweepstakes. You can, at any time & free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the email. Opting out of receiving email communications from Sponsor will not preclude a member from winning.

Eligibility: NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase or Langley transaction will not increase your chances of winning. Sweepstakes subject to all federal, state and local laws and regulations. Sweepstakes is open only to 1) a legal U.S. resident age 18 years of age or older at time of entry, and 2) a Langley Federal Credit Union Member in good standing with an active checking account. Void where prohibited or otherwise restricted by law. All federal, state and local laws and regulations apply. Taxes, if any, are each winner’s sole responsibility. No transfer or assignment of prize is permitted. By participating in this promotion, entrants accept and agree to be bound by these Official Rules and the decision of Langley, which shall be final, binding and conclusive in all matters. Employees of Langley Federal Credit Union as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible.

Drawings: Random drawings will be conducted monthly from among all eligible automatic and mail-in entries received. Entries will not be carried over into subsequent sweepstakes period drawings. Mailed entries will be entered into the monthly drawing for which the entry is postmarked. Mailed entries must be received within one (1) week of postmark date. Random Drawings will be conducted by Langley Marketing Department two days after the sweepstakes period date has ended and all the mail-in entries have been added to the drawing.

Odds:Actual odds of winning any one (1) prize will depend on the number of eligible entries received for any sweepstakes period.

Prizes: Thirty (30) $500 cash prizes for a total of $15,000. Ten (10) $500 monthly cash prizes will be awarded per sweepstakes period. The Prizewinners will each receive a $500 deposit to their primary savings account. Refer to the Prize Chart below for prize amounts, for each sweepstakes ending period and drawing date. Winners for each drawing will be contacted by Langley Personnel.

Sweepstakes Prize Chart

Entry Period Start Entry Period End Winner Drawing Prizes
September 15, 2019 October 14, 2019 October 16, 2019 10 x $500 = $5,000
October 15, 2019 November 14, 2019 November 16, 2019 10 x $500 = $5,000
November 15, 2019 December 14, 2019 December 16, 2019 10 x $500 = $5,000

Prize Restrictions: Prizes are not transferable. No substitution of prize permitted except at the sole discretion of Langley. Federal, state, and local taxes on prize and any expenses relating to the acceptance of a prize are the responsibility of the winner. Limit one prize per person, household, or address. The winner has five (5) business days to accept the prize, or the prize maybe forfeited, or another winner may be chosen.

Awarding of Prizes: Within four (4) weeks of winner verification, each winner will receive the prize listed in the above Prize Chart by a deposit to their primary savings account. Selected winners will be notified by Langley personnel. Winners may need to provide any and all necessary tax reporting information to claim the prize. Winners who enter by mail may be required to complete an IRS Form W-9 and an affidavit of eligibility and liability release. Winner may receive an IRS Form 1099 for the value of the prize. Maximum value of all prizes is $15,000 USD. In the event of noncompliance with these Official Rules, or if prize or prize notification is unclaimed or returned as undeliverable, the prize will be forfeited and may, at Langley’s discretion, be awarded to an alternate winner.

Additional Terms: By participating, entrant agrees to: (a) the Official Rules and the decisions of Langley, which shall be final and binding in all respects; and (b) release, discharge, and hold harmless Langley from any liability, claims, or damages arising out of their participation in the sweepstakes and the acceptance, use, misuse, or possession of any prize. By accepting a prize, each winner agrees to, where legal, Langley’s use of his/her name and/or likeness for advertising and publicity purposes in any and all media now or hereafter known throughout the world in perpetuity without compensation, permission, or notification and, upon request, will provide consent to such use in writing. As a condition of entering the sweepstakes, participant agrees that: (a) under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; (b) all causes of action arising out of or connected with this sweepstakes, including any prize awarded, shall be resolved individually, without resort to (a) any form of class action; and (c) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees. Langley reserves the right to modify prize award procedures at its discretion.

Limitation of Liability: Langley is not responsible for computer, printing, telephonic, typographical, human, or other errors, relating to or in connection with the sweepstakes, including, without limitation, errors which may occur in the administration of the sweepstakes, the announcement of the prizes, the processing of the entries, or in any sweepstakes-related materials; for stolen, lost, late, inaccurate, misdirected, undelivered, damaged, incomplete, illegible, or postage-due mail or entries; or for transactions that are lost, misdirected, or fail to enter in the processing system; or are processed, reported, or transmitted late or incorrectly; or are lost for any reason, including computer, telephonic, paper-transfer, or human error, or electronic, computer or telephonic malfunction, damage, error, omission, interruption, defect, delay in operation or transmission, or any combination thereof. Langley reserves the right, at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the sweepstakes; to be acting in violation of the Official Rules; or to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other person. Any use of robotic, automatic, programmed, or similar entry methods will void all such entries by such methods. Langley is not responsible for any incorrect or inaccurate information, whether caused by the web-site users or by any of the equipment or programming associated with or utilized in the sweepstakes; operator errors; any error, omission, interruption, deletion, defect, delay in operation, or transmission, telephone or communications-line failure, theft or destruction; or any injury or damage to participants or to any other person’s computer(s) related to or resulting from participating in this sweepstakes. If, for any reason, this sweepstakes is not capable of running as planned, or infection by computer viruses, bugs, or tampering, unauthorized intervention, fraud, actions of entrant, technical failures, or any other causes which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the sweepstakes, Langley reserves the right at its sole discretion to disqualify any entry or entrant and/or to cancel, terminate, modify, or suspend the sweepstakes and at its sole discretion award a prize from among all eligible non-suspect entries validly received prior to the action requiring such modification. By entering, all entrants agree that this sweepstakes is governed by laws of the United States with venue in Newport News, VA, for the resolution of all claims and disputes (excluding any claims against or dispute involving parties other than Langley relating to any prize awarded in the sweepstakes). Langley reserves the right to substitute actual prizes with similar items of equal or greater value based upon item availability.

Winners List: For the winners’ list, send a self-addressed, stamped envelope to Langley Federal Credit Union, ATTN: Marketing Department – Sweepstakes Winner List, PO Box 120128, Newport News, VA 23612. Requests for a winners list must be received within 30 days of each sweepstakes period end date. Allow four (4) weeks for the delivery of the winners list. The winners list will be available after all winners have been verified.

Sponsor: Langley Federal Credit Union, 721 Lakefront Commons, Suite 400, Newport News, VA 23606.