Shopping for a car is a major financial decision, whether you’re buying new or used. Between comparing prices, securing financing, and negotiating with dealerships, the process can feel overwhelming. To help you stay on track and avoid common pitfalls, here are the key DOs and DON'Ts for a successful car-buying experience.

DO: Check Your Credit Score First

Your credit score plays a major role in the interest rate you’ll receive on an auto loan. Checking your credit report at least 60 days before shopping gives you time to dispute any errors and improve your score if needed. A higher credit score means lower loan rates, saving you money over the life of your loan.

DON’T: Fall for "Too Good to Be True" Offers

Many dealerships advertise special financing offers, like 0% interest or cashback deals, but these may come with hidden terms, such as requiring a high credit score or a short repayment period. Always read the fine print and compare multiple financing options before committing.

DO: Take a Thorough Test Drive

Never skip the test drive! A car might look perfect on paper, but you need to experience how it handles in real-world conditions. During your test drive, check for:

DON’T: Overlook Your Trade-In Value

If you plan to trade in your current car, research its market value ahead of time using tools like Kelley Blue Book or Edmunds. Dealerships may offer less than market value, so getting multiple trade-in quotes can give you stronger negotiating power. If you have time, selling your car privately could bring a higher payout.

DO: Get Pre-Approved for a Car Loan

Walking into a dealership with a pre-approved loan gives you negotiating power and financial confidence. Instead of relying on dealer financing—where interest rates may be inflated—you’ll have the ability to compare offers and lock in the best rate for your budget.

At Langley, we offer:

DON’T: Forget to Factor in Ownership Costs

Many buyers focus only on the purchase price, but owning a car involves ongoing costs like insurance, maintenance, and fuel. Consider:

DO: Negotiate Smartly and Walk Away If Needed

Dealerships expect negotiation, so never accept the first offer. Research the fair market price of the car you want and use it as leverage. If a dealer won’t meet your price or adds unnecessary fees, be prepared to walk away—there are always other options.

Drive Away with Confidence

Buying a car should be exciting, not stressful. With the right research and financial preparation, you can make a smart purchase that fits your budget and lifestyle. Start your car-buying journey today with pre-approved financing from Langley.