Back-to-School with Langley: Finance Tips for College Students

Published: August 29, 2025

College life is calling, and whether you’re packing up for your first year or rolling into your senior year apartment, the transition back to campus brings a whole new mix of freedom, responsibility, and yes, figuring out what’s for dinner (again).

The good news is you don’t have to navigate it all on your own. Wherever college or life takes you, Langley is right there with you.

From managing everyday spending to planning what’s next, Langley Federal Credit Union has the support you need to make smart money moves, even when you’re far from home. Let’s take a look at how you can keep living your best student life, with Langley in your corner!

Swipe Smarter with the Langley Spend Card

Tired of trying to track your spending with crumbled receipts and outdated spreadsheets? Say hello to the Langley Spend Card! Your new BFF for everyday purchases.

Think of it as your financial sidekick:

  1. No overdraft fees—because surprises should only happen from pop quizzes.
  2. Flexibility to spend on anything and everything you need: textbooks, coffee, meal plans, and yes, even late-night Chinese food.
  3. No chance of overspending!

Plus, it works just as easily on campus as it does when you’re home for break. Need to grab groceries, gas, or coffee before your 8 am? The Langley Spend Card‘s got you covered!

Save Like a Pro with a High-Yield Savings Account

Let’s be honest, saving in college feels like trying to find a quiet study spot during finals week. But with Langley’s High-Yield Savings Account, you can grow your savings with minimal effort (unlike that group project where you did all the work).

Why it’s perfect for students:

  1. Earn more interest than traditional savings accounts (4.00% APY to be exact).
  2. No need to deposit a fortune—start small and grow at your own pace!
  3. Use it to save for big milestones, like your first apartment, a new car, or that post-grad adventure.

This account is basically the equivalent of finding an empty washer and dryer on laundry day. It’s a win.

Student Loan Coaching = Less Stress and More Success

Can we be honest? Student loans are confusing. APRs, deferment, subsidized vs. unsubsidized…it can feel like you need a degree just to understand them.

That’s where Langley’s Student Loan Coaching comes in.

We’re here to help you:

  1. Understand your loan options.
  2. Plan your repayment strategy before graduation day.
  3. Avoid common mistakes that can haunt your credit score later.

The best part? It’s all personalized and pressure-free. Whether you’ve already taken out loans or are just exploring your options, our coaches are always here to help!

Pro Tips for College Financial Life

Before you zip up your suitcase and hit the road, keep these college money hacks in your back pocket:

Make smart borrowing decisions, with Student Loan Coaching designed just for you.

Use your Langley Spend Card to avoid overdraft fees.

Add a little to your High-Yield Savings each month (future you will thank you).

Ask for help when you need it! Langley’s exclusive Budgeting Resources are just a tap away.

You've Got This! And Langley's Got You

College life is unpredictable, but when it comes to your finances, one thing should be totally certain:

Support. Confidence. Simplicity.

Langley is with you, no matter where life takes you—and with our Digital Banking App, managing your money is easier than ever. Check balances, transfer funds, and pay bills anytime, anywhere.

So go ahead, conquer your campus. And remember, your home away from home just got a little easier with Langley.