Ever look at your account and wonder where all your money went—even though you swear you’ve been cutting back? Yeah, same. Between tuition, coffee runs, and that one friend who always “forgets” to Venmo you back, saving money can feel like a losing game. But what if we told you there’s a way to bank over a grand in a year—starting with just one dollar.

Langley’s 52 Week Savings Plan just entered the chat. It’s not fancy. It’s not complicated. Week one? Save $1. Week two? $2. Keep it going, and by week 52, you’ll have saved $1,378—and probably without even noticing. Sounds way too easy, right? But it actually works. And the best part? You don’t have to be a budgeting wiz to pull it off. Stick with us, because by the end of this post, you’ll have a savings game plan that’s simple, low-key, and might just change the way you think about money.

The 52 Week What Plan?

The 52 Week Savings Plan! It’s super straightforward:

Week 1

Week 2

Week 3

…and so on, until BAM!

By the end of the 52 weeks, you’ll have $1,378 sitting pretty in your Langley savings account, enough for something major without making a huge sacrifice.

The Secret Sauce Behind Why This Plan Works

The magic of the 52 Week Savings Plan is in its simplicity. You start with just one dollar, so there’s zero pressure. Then, each week, you add just one more dollar than the week before. It grows so slowly, you barely notice—until you check your balance and go, “Wait, what?!” Whether you’re getting a little extra from your first job, a part-time gig, or that good ol’ birthday cash, the plan grows with you—but never feels like a huge leap. Worried about forgetting to save each week? Don’t be! Langley has an app that makes it super easy. You can set up automatic transfers, so the money moves without you even thinking about it.

Download Langley's Digital Banking App

And watching your savings grow? Kinda addicting—in the best way.

You + $1,378 = ?

Let’s talk goals—because saving is more fun when you’ve got something epic to look forward to! We have some ideas that’ll make your savings hit different:

First Car Fund

Put this toward a down payment or even snag you a used car!

A New Laptop

Perfect for your first year at your dream college.

College Fund

Because nothing beats peace of mind when you’re away from home.

Spring Break Getaway

Flights, hotel, food, and fun—all covered by your own savings? Yes, please!

Benefits Beyond the Dollar

Sure, saving $1,378 is fantastic—but the real win is the saving habits you’ll build along the way. By taking control of your money, you’re developing:

These skills are just as valuable as the cash in your account (though we admit, the cash is pretty nice too).

Ready, Set, SAVE!

Whether you’re saving for your dream school, prepping for post-grad life, or just trying to build smart money habits, Langley Federal Credit Union’s 52 Week Savings Plan is your secret weapon. So grab your calendar, lock in that week 1 deposit, and get ready to start your journey. Your future self (and your future savings account) will thank you.

Open a Savings Account Online and challenge yourself to take the 52-week path to $1,378. It all starts with just one dollar!

For more information, visit 52-Week-Money-Challenge