Balance Transfers

How to Set Up a Balance Transfer

With your Langley Visa credit card, you have the opportunity to transfer a balance from another credit card.

Transferring a balance allows you to pay off higher-rate credit cards or consolidate your current balances into manageable monthly payments. Save money on interest and streamline your payments using your Langley Visa!

If you have the Platinum Select Visa, you can take advantage of our 0% Introductory APR on balance transfers for 12 months[1]! You must transfer the balance within 60 days of opening your Platinum Select Visa.

Follow These Simple Steps for Your Balance Transfer:

  1. Log into Online Banking.
  2. Click on Credit Card under Primary Loans.
  3. Click on View Full Visa Details on the right-hand side.
  4. Fill out the registration information.
  5. Once registered, click on the Services tab in the top corner.
  6. Choose Balance Consolidation.
  7. Read the information provided about transferring a balance and click Next.
  8. Click on Begin Balance Transfer.
  9. Complete each step of the process by inputting the information requested.

The pay off amount will be posted to your Langley credit card and a check will be mailed out to the company specified. Once mailed, the check may take 7-10 business days to be received and processed by the receiving company.

Log into Online Banking to transfer a balance today!

Log Into Online Banking

If you need additional assistance, please visit us at a local branch or call (866) 820-3867.

[1] 0% APR on balance transfers for 12 months from the date of first transfer. After that, the variable APR will be 7.00% - 15.00% based on your creditworthiness. All transfers must be completed within the first 60 days of account opening. This offer excludes current Langley credit cardholders.