Langley Credit Cards

Transfer Your High Rate Balances and Save!

With a single phone call, you can transfer your high rate non-Langley balances over to your NEW Langley VISA credit card.

1-757-827-3279 or 1-800-588-3279

4.99% APR*
balance transfers**
thru June 30, 2016!

Langley Cash Back VISA Signature - As low as 9% APR*

Apply Now!

Langley Cash Back VISA Signature offers 1% back on all purchases. The 1% credit is applied to your credit card balance and shown on your statement each month.

Langley Cash Back VISA Signature - Card Benefits

  • Platinum card benefits, and
  • Trip Cancellation Insurance $2,000
  • VISA Signature Perks & Benefits
  • Concierge Services
Apply Now!

Langley Rewards VISA Signature - As low as 8.5% APR*

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Langley Rewards Signature offers a reward point for each dollar spent. Redeem your rewards points at the CURewards Mall for merchandise, gift cards, airline tickets, vacation packages, and more!

Langley Rewards VISA Signature - Card Benefits

  • Platinum card benefits, and
  • Trip Cancellation Insurance $2,000
  • VISA Signature Perks & Benefits
  • Concierge Services
Apply Now!

Langley Select VISA Platinum - As low as 7% APR*

Apply Now!

Langley Select VISA Platinum offers you the lowest credit card rate available at Langley. It's a great choice if you maintain a balance each month. Enjoy the benefits of this low rate card for all of your purchases.

Langley Select VISA Platinum - Card Benefits

  • Cash advances
  • $1,000,000 travel accident insurance
  • Auto rental collision damage waiver
  • Warranty manager service
  • Travel & emergency assistance service
Apply Now!

* Annual Percentage Rates (APR) are variable and determined by credit history.

** The introductory 4.99% APR applies to balance transfers only through December 2015. Offer applies to borrowers with a credit score of 670 or better depending on credit qualifications. The promotional rate is valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and will not apply for checks made payable to you, cash or to make payments toward amounts you owe Langley Federal Credit Union. You will need to make sure to continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment, as transfers may not be immediate. Langley will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 7.00% - 11.00% APR. Payments will be applied to any balance at the lower rate before being applied to balances at the card's standard rate. If your payment exceeds the minimum payment due each billing period, we will apply the excess payment to balances with the highest APR before applying the excess payment to balances with the lower APR. The promotional APR for balances transferred will remain in effect through the June 2016 credit card statement cycle - after which time any unpaid 4.99% balance transfers will carry your card's standard rate of 7.00% to 11.00% APR. Offer applies to consumer credit cards only. The minimum required to open an account is the purchase of a share in the Credit Union ($5).